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Locations

Asia Pacific

Sydney-cropped

Hong Kong

The Hong Kong office is at the epicenter of RGA’s Asian Markets business operations. Our multinational team partners with clients to launch first-to-market insurance innovations that protect millions of people across the region. The work pace is intense, and so is your growth potential as you will have exposure to multiple markets from emerging to mature. And during your off hours, you can enjoy Asia’s world city, including its rich and complex cultural landscape and all the amenities. Hong Kong defies definition and so does RGA. If you are an innovative thinker with great curiosity, who wants challenging work in a competitive landscape and is driven by winning, apply now.

Sydney-cropped

Sydney


Make a splash in Sydney, an iconic city and a center of change in the insurance sector. RGA Australia is a leading voice in helping insurers place more sustainable and profitable business through strategic claims management. The office is a hub of facultative underwriting and a range of retail, group, and financial reinsurance products and services.

Outside the office, employees enjoy the breathtaking Pacific coastline from Sydney’s harbor, a lively food scene, and visits to the area's famous beaches. From urban cool to wild Australian bush, Sydney is a city of contrasts.  Join the passionate and motivated people at RGA Australia, and make it your home.

Career Events

Cities With The Shortest (And Longest)
Life Span

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RGA - Zika Virus: The Insurance
Perspective
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Insurance CEOs Fearing 'Uberization'
Eye Cognitive Computing: IBM Survey

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Disability Claimants May Get Quick Access To Courts 
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2016-2017 Occupational Outlook Handbook Released (BLS)
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The Global Burden Of Injury: Incidence, Mortality, Disability-Adjusted Life Years And Time Trends From The Global Burden Of Disease Study 2013
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Why Death Doesn't Take a Holiday This Type of Year: Research Suggests A Variety of Reasons Why More People Die During the Year-End Season
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2016 Forecast: 5 Trends in Voluntary Benefits
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Big Data For Insurers: Delivering Customized Employee Benefits
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Understanding Differences Between Medicare and Private Insurance Spending: The Limits of Using Medicare Data to Evaluate U.S. Health Care Spending
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America’s Health Rankings 26th Annual Report  2015 (Source: UnitedHealth Care)
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Cancer Statistics, 2016
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Life/Disability: Claims Turnaround Times

Disability: Behavioral Health Case Management Outcomes

Life: Guarantee Issue and Maximum Issue Amounts (US)

Life: Non-Evidence Limits and Overall Maximums (CAN)

 
Disability: Renewal Retention and Profitability
 

As a value-added service, we provide ongoing ad hoc research to our clients on requested topics of interest. Below are examples created in the 2016 calendar year. Contact us for more information. 

Getting A Grip On High-Cost Drugs

Genetic Testing Guidelines

Current Trends in Compound Drugs: Considerations for Health Plans

Boston, Massachusetts: Society of Actuaries Annual Meeting
10/15-10/18

St. Louis, Missouri:

  • Maryville University
    10/5 12:00 p.m. - 4:30 p.m. 
  • Cortex STEM Fair
    10/11 4:30 p.m.- 7:30 p.m.
Iowa City, Iowa: University of Iowa
10/4 - 1:00 p.m.- 4:00 p.m. 

If, per your guidelines, the proposed insured is a declination, RGA will also decline the following:

  • BMI >55
  • Hypertension systolic >200 and/or diastolic >120
  • Unexplained weight loss 10% (<1 year)
  • Continued alcohol and/or drug use post-treatment
  • Current alcohol and/or drug treatment
  • Congestive heart failure (chronic or recurrent)
  • Defibrillator/ICD
  • Cardiac Ejection Fraction <35% (<2 years)
  • Left Main disease >40%; not bypassed
  • Autism (excludes Asperger’s)
  • Schizophrenia (current or recent history)
  • Suicide attempt (<2 years)
  • Alzheimer’s Disease/Dementia (clinically diagnosed)
  • Alcoholic Hepatitis (<3 years)
  • Pancreatitis (<1 year)
  • Liver function tests >5.0x normal limit
  • A1C >11.0 with or without diagnosed diabetes
  • CVA (within 1 year)
  • Multiple CVAs
  • Multiple and/or recurrent melanoma
  • Huntington’s Chorea
  • International athletes
  • Criminal activity (current probation, felonies, financial fraud)
  • PSA >10ng/ml
  • Central Sleep Apnea

Camillia Harper joined US Underwriting as an Associate Underwriting Consultant working in the Chesterfield office. Cam joins RGA with 28 years of underwriting experience with Kemper most recently and previously also underwrote for EMSI, National States Insurance and National Casualty Company. Cam’s underwriting experience includes multiple lines – life, health and long term care. Cam attended Jefferson College for Business Administration and has earned her FLMI and HIAA designations.

Carol Lamm joined US Underwriting on July 5th as a Senior Underwriting Consultant and will be working remotely from Allentown, Pennsylvania. Carol joins RGA with 17 years of underwriting experience with Guardian Life Insurance most recently and previously underwrote for Cigna. She also has some claims experience prior to her underwriting roles. Carol has a Certificate of Completion in Business Administration from Penn State University and has earned her ALMI Designation.

 

Kevin Bettis is promoted to Underwriting Consultant. Kevin joined RGA in October 2012 in US Administration and transferred into US Underwriting in January 2014 with our Jet Underwriter training program. He has successfully matriculated through the FALU program just recently receiving his FALU designation. Kevin has also earned the FLMI, ACS, ARA and AIRC designations. He has worked on facultative and SUP reviews and participates on specialty teams for Avocation, Occupations and Professional Athletes.

 

Cam Harper is promoted to Underwriting Consultant. Cam joined RGA and US Underwriting in August 2016 with 28 years of underwriting experience from the direct underwriting side. She has recently completed ALU 101 and has her FLMI designation. Cam has worked on facultative reviews and is joining the Allianz SUP team this month.

 

Greg Meyer is promoted to Underwriting Consultant. Greg joined RGA in January 2014 in US Underwriting as part of our Jet Underwriter training program. He also has successfully matriculated through the FALU program just recently receiving his FALU designation. Greg also has earned the FLMI, ARA and ACS designations. He has worked on facultative and SUP reviews and participates on our Fraud and Occupation specialty teams.

 

Bonnie Rickert is promoted to Underwriting Consultant. Bonnie joined RGA in January 2014 as part of US Underwriting’s Jet Underwriter training program. She has successfully matriculated through the FALU program just recently receiving her FALU designation. She has also earned the ALMI and ACS designations. She has worked on facultative and SUP reviews and participates on our Older Age specialty team.

Liz Biles is promoted to Senior Underwriting Consultant. Liz joined RGA in March 2016 with over 17 years of underwriting experience. She has a Bachelor’s Degree in Business Management from the University of Texas at San Antonio and has earned the FALU, FLMI and ACS designations. Liz is currently a member of the Facultative Call Desk, the Military Risk specialty team, and is on the Texas Wide Home Office Underwriters Association committee.

Katrina Imsland is promoted to Senior Underwriting Consultant. Katrina joined RGA in February 2016 with over 5 years of prior underwriting experience. Katrina has a Bachelor of Science in Nursing from the University of Missouri at Columbia, a Bachelor’s of Science in Psychology from Southwest Missouri State University, and also has earned her AALU designation. Katrina is assisting Dr. Dave Rengachary with medical research as pertains to manual changes and updates. She is also continuing matriculation thru the FALU program.

 

Tiffany Wade is promoted to Analyst in US Fac Support. Tiffany celebrated her 16th year with RGA in November 2016 and has progressed through the New Business Processor levels to her current position of Senior New Business Processor. Tiffany has a tremendous knowledge of the Support area and has taken the lead on multiple new process and software changes utilizing her extensive technical skills. Most recently she has been heavily involved in the Allianz Calibration Project and the research and corrections required in Fac Exclusive business processing.

 

Carla Brown is promoted to Senior New Business Processor. Carla began with RGA as a contract worker in April 2015 and was hired full time in November 2015. Prior to joining RGA, Carla worked with General American/MetLife as a Reinsurance Specialist and was employed there for 16 years. In this role, she completed new business case setup, case documentation, negotiated and communicated offers. This role at GenAm/MetLife was very similar to the duties she has performed in US Support as a New Business Processor.

 

David Ray is promoted to Senior New Business Processor in US Fac Support. David celebrated his 27th service anniversary with RGA in January 2017 and has held several positions in Fac Support progressing through the New Business Processor levels. In addition to his daily case processing duties he is known by our clients for his excellent customer service skills. Several clients will contact David directly versus using the Status Desk due to the rapport he has established with them.

 

Dr. Dave Rengachary is promoted to Senior Vice President, Chief Medical Director, effective immediately.

Prior to joining RGA in 2013, Dr. Rengachary was a general neurologist in practice at Missouri Baptist Medical Center where he also served as medical director for their Primary Stroke Center. He attended the Honors Program in Medical Education at Northwestern University, and then completed an adult neurology residency at Washington University followed by a fellowship in Clinical Neurophysiology and board certification.

In just 3 years at RGA, Dr. Rengachary has mastered the role of Medical Director in the US Facultative Underwriting Department, gaining the respect of the Medical and Underwriting associates in the U.S. as well as internationally. He has presented at multiple U.S. Medical Education Sessions as well as contributing to both RGA University programs. He has developed a high profile in the U.S. life insurance industry through numerous publications and presentations for local, regional, and national insurance organizations. He has promoted himself in the market as RGA’s lead Medical Director and has easily established strong relationships with many Chief Medical Directors and Chief Underwriters at our client companies. Since his last promotion, Dr. Rengachary has taken over responsibility for leading our group of Medical Directors, who now include Dr. Sharylee Barnes, Dr. Valerie Kaufman, Dr. Lisa Duckett, and Dr. Elyssa Del Valle. With Dr. Rengachary’s leadership, USMM can now boasts of one of the strongest groups of Medical Directors in the industry.

Donna Michele is promoted to Senior Underwriting Consultant. Donna has been with RGA since January 2012 and progressed through our Jet Underwriter training program. She joined us with a Bachelor Degree in Nursing and has earned the FALU, FLMI and ACS designations. She has worked on facultative business, participated in several SUP opportunities, has participated in RGA University and is a member of the Genetic Specialty team.
Scott Sibley is promoted to Senior Underwriting Consultant. Scott has been with RGA since January 2012 and also progressed through our Jet Underwriter training program. He joined RGA with a Bachelor Degree in Biology and has earned the FALU, FLMI, ACS and ARA designations. He has worked on facultative business, participated in several SUP opportunities, presented at RGA University, leads the Genetic Specialty team, is a member of the Pro Athlete specialty team and assisted on the Allianz FastPath project.
Viki Wells is promoted to Senior Underwriting Consultant. Viki joined RGA in December 2015 from Symetra and has quickly acclimated to RGA underwriting philosophy and procedures. Viki has a Bachelor Degree from State University of New York, has earned several industry designations including FALU, FLMI and CLU and just recently passed the ChFC HS 314 exam. She has worked on facultative business and is currently participating in the New York Life SUP. Viki is a member of the Genetics and Older Age specialty teams.
Andrea Brauer is promoted to Associate Underwriting Consultant. Andrea joined RGA in January 2016 as a Jet Underwriter. She has a Bachelor of Arts degree in Business Management and English from William Jewell College. Andrea successfully completed our underwriting training program and passed ALU 101 exam along with LOMA 280.
Brittany Donohue is promoted to Associate Underwriting Consultant. Brittany joined US Underwriting in January 2016 as a Jet Underwriter transferring from our Claims Department. She has a Bachelor of Business Degree in Finance from Western Illinois University and has earned the ALMI and ACS designations along with the FLMI Level 1 certificate. Brittany has successfully completed our underwriting training program, passed the ALU 101 exam with distinction and recently passed LOMA 311.
Sheila Whitaker is promoted to Analyst in US Fac Support. Sheila has been with RGA for 20 years and has held several different positions in Fac Support progressing through the New Business Processor levels and is an integral part of the US Support team. In addition to daily case processing duties, Sheila has worked on several projects, assisted with our YES program and in 2012 received RGA’s Most Client Focused award.
Lars Haaland was promoted to Executive Director, Fac Exclusive SUP. Lars joined RGA in March 2014. Prior to joining RGA, he worked fourteen years with life, disability, and LTC products and had underwriting experience with both carriers and brokerage with companies such as ValMark Securities and ING. He has quickly become an asset to the underwriting department leading several client focus initiatives he identified while representing Underwriting during client visits. Lars has a B.A. in International Relations from Boston University and a M.A. in Psychology from St. Mary’s University in St. Paul and has earned his FALU designation. He will continue to work from our Group office in Minneapolis a couple days a week.
Colin DeForge was promoted to Executive Director, Fac Exclusive ASAP. Colin joined RGA in August 2015. Prior to joining RGA he was previously Director, Individual Shared Services at Voya, formerly ING. Prior to working for Voya, he was with The Phoenix Companies as an Underwriting Manager, Advanced Risk Selection Specialist. His previous roles have provided him extensive remote managerial experience and work involvement in process improvement and workflow. In addition, he was an end-user of ASAP while at VOYA, one of our top ASAP companies. Colin received a B.S. degree from the University of Massachusetts and is a Board Member of the Hartford/Springfield Underwriters Association. He will continue to work remotely from Agawam, Massachusetts.
Mike Hesse was promoted to Assistant Chief Underwriter. Mike joined RGA in July 2015, returning to the US after working for Sun Life in Bermuda since 2014. At Sun Life, Mike was responsible for underwriting offshore business which is typically large face amount business and involves significant international travel/residence. Prior to Sun Life, Mike was with Prudential for 24 years. During his last 8 years at Prudential, Mike was an Underwriting Officer for Prudential Select Brokerage working primarily on large face amount/jumbo cases. He routinely handled larger face amount cases with complex risks involving medical, financial and international aspects. Mike earned his Bachelor of Science Degree from the University of Southern California and his MBA from University of St. Thomas in St. Paul, Minnesota. He has also earned his FLMI designation.