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Medical Underwriting

​Anatomy of Homicides - An Overview

Crime Scene 1

Homicide is a major mortality factor that needs to be carefully considered, as it is a widespread risk to health, safety and well-being. Rather than allowing popular culture to shape our view of it, we should take the topic out of the shadows and examine it in the light of relevant facts and data.

This article will attempt to address such questions as: Who are homicide’s victims and offenders? Why is the U.S. murder rate several times higher than that of other wealthy countries? Why are fewer homicide cases being solved? What significant factors correlate closely with murder rates? And what impact does homicide have on life insurance claims.


Reprinted with permission of ON THE RISK, Journal of the Academy of Life Underwriting (www.ontherisk.com).
 

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The Author

  • Glen D. Preston
    FALU, FLMI
    Director, Underwriting (ret.)

    RGA Reinsurance Company

Summary

This article attempts to address the impacts of homicide trends on life insurance claims. 
Download "​Anatomy of Homicides"
  • mortality experience
  • mortality assumptions
  • mortality trends