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ReFlections

ReFlections Spring 2009

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The first article in this issue of ReFlections provides valuable insight into sleep apnea, a common diagnosis noted during the process of underwriting. The article discusses in detail the complexity of this condition and its impact on mortality. 
 
The second article deals with the use of pharmacy checks. It discusses both the benefits and potential risks of utilizing easily obtainable prescription records during the underwriting process.
 


ReFlections is RGA’s underwriting newsletter, written by RGA experts. It presents underwriters and medical directors with timely, in-depth information to assist with underwriting. 



Download "ReFlections Spring 2009"

The Authors

  • Sharylee Barnes, M.D.
    D.B.I.M.
    Vice President and
    Medical Director

    RGA 
    Send email >
  • Carl Holowaty, M.D.
    Senior Vice President
    Chief Medical Director (ret.)
Download "ReFlections Spring 2009"
  • medical innovation
  • pharmacy checks
  • prescription records
  • disruptive
  • drug severity classification
  • mortality experience
  • mortality assumptions
  • pharmacy database
  • pharmacy record
  • mortality trends