Australia and New Zealand​​​​​​​​​​
RGA Reinsurance Company of Australia Limited
RGA Reinsurance Company of Australia Limited, New Zealand Branch​

Mark Stewart
​Managing Director

About RGA Australia and New Zealand

We entered the Australia and New Zealand markets in 1996 on the strength of our facultative underwriting and we soon added other reinsurance products and services, including retail, group and financial solutions. In less than a decade, we were conducting business with all of the major life insurers in Australia and New Zealand, and today we are one of the leading life reinsurers in the region.

In 2009, 2010 and 2012, we were named “Australia and New Zealand Reinsurance Company of the Year” by the Australia and New Zealand Insurance Industry Awards.

Comprehensive Products and Services
We offer a comprehensive range of products and services, including individual life reinsurance, individual living benefits reinsurance (critical illness and disability) and group reinsurance (life and disability). We can also help you manage your aggregate risk exposures and optimise your capital position through capital-efficient reinsurance, asset-intensive reinsurance and bulk longevity reinsurance. In addition, we have expertise in product development, bancassurance, traditional and alternative distribution.

Our team of 85 full-time associates can provide you with support across the entire lifecycle of your business, including underwriting, claims management, product development and pricing.

Underwriting Expertise

We have one of the most experienced underwriting teams of any reinsurer in Australia. Our innovative e-Underwriting Solutions are designed to help your organization underwrite better, faster and with greater consistency.

Our flagship underwriting product, AURA, has the strongest underwriting rules service on the market, with thousands of underwriting rules covering impairments, medications, sports, prescription drug histories, avocations and treatments.

When it comes to facultative underwriting​, RGA is the worldwide leader. As a global organization, RGA reviewed more than 500,000 cases in 2014 and has received more than 6 million cases since 1979.

In addition, our clients have access to RGA’s Global Underwriting Manual (GUM), which is an extensive and easy to use online underwriting manual. We also offer benchmarking studies, which track numerous statistics on underwriting departments throughout Australia and New Zealand so you can evaluate how your underwriting teams compare to your peers throughout the industry.

Medical Support

Our local team is strengthened by the expertise of four consultant doctors dedicated specifically to supporting Australia, New Zealand and the Asia Pacific region. Our doctors are specialists in numerous fields and provide significant breadth to our underwriting and research capabilities. RGA has consultant doctors around the world.

Power of Shared Knowledge

At RGA, we believe in the power of shared knowledge. When you partner with us, we will help your underwriters and actuaries stay abreast of the latest knowledge, research and trends through conferences and training opportunities, including RGA’s Global Underwriting Learning Framework (GULF). We also share our insight and expertise through newsletters, white papers and articles.

Advancing the Australian and New Zealand Insurance Industry

We have a strong commitment to the growth and success of the Australian and New Zealand insurance industries. Our experts are members of numerous insurance-related organizations and associations including: 

  • Academy of Life Underwriting
  • Financial Services Council
  • Australian and New Zealand Institute of Insurance and Finance
  • Institute of Actuaries of Australia
  • Australia Life Underwriting and Claims Association
  • Finsia
  • New Zealand Society of Actuaries
  • Institute of Actuaries
  • Actuarial Society of South Africa

We invite you to contact us to learn more about how we can meet your reinsurance needs – whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions.


New Zealand Solvency Information

The Insurance (Prudential Supervision) Act 2010 requires RGA Reinsurance Company of Australia Limited​​ (“RGAA”) to maintain a solvency margin. Under an exemption granted by the Reserve Bank of New Zealand, this solvency margin is to be calculated in accordance with the Australian equivalent of the solvency requirements and for the statutory fund containing the life insurance business carried on in New Zealand (all of the New Zealand business is included in RGAA Statutory Fund No. 2).

As at 31 December 2015, the Prescribed Capital Amount (“PCA”) required to be held by RGAA Statutory Fund No. 2 under the Australian capital standards was NZ$16.6m. The capital available to meet this requirement was NZ$43.5m, which was NZ$26.9m in excess of the PCA. The Australian equivalent of the solvency margin was therefore NZ$26.9m. The available capital was 2.62 times the PCA.
The above amounts are based on unaudited returns to the Australian regulator effective 31 December 2015.



Australia​​​ and New Zealand

Useful Links

Global Underwriting Learning Framework (GULF​)​


Managing Director 

Geoff Black »

Vice President
Business Development​

Chief Operating Officer
RGA Reinsurance Company
of Australia Limited
Grosvenor Place
Level 23
225 George Street
Sydney NSW 2000
T 61.2.8264.5800
F 61.2.8264.5999
RGA Reinsurance Company
of Australia Limited
New Zealand Branch
Level 13
Resimac House
45 Johnston Street
Wellington 6011
New Zealand
T 64.4.473.8868
Scott Phillips