United States

Traditional Reinsurance

RGA, through its U.S. operating unit, RGA Reinsurance Company, has operated in the U.S. insurance market since 1973 and is the second-largest life reinsurer in the United States.

RGA is the country's premier facultative reinsurer, as well as one of its largest automatic reinsurers. The company maintains a strong and active presence in the U.S. life insurance market, counting the majority of the 100 largest life companies among its customers. Through Life Product Services, the product development arm of the U.S. division, RGA has also become one of the nation’s leading developers of specialized term products. In addition, RGA offers Long-Term Care solutions that include traditional risk management, improved capital efficiency, and support of in-force block purchases and divestitures, as well as provides a comprehensive turn-key Long-Term Care Insurance program.

RGA also offers a comprehensive line of Group products and services including life, accident, disability and health reinsurance through U.S. Group Reinsurance.

RGA invests the time with its clients to understand their objectives. The company’s ongoing success comes from providing its clients with expert underwriting, competitive pricing and responsive service. For more information on RGA products and services, please select the SOLUTIONS link from the menu at the left.

Non-traditional Reinsurance

RGA Financial Markets began operations in the early 1980s as ITT Lyndon Life Insurance Company. RGA purchased a 40% share of the company in 1995 and the remaining 60% in 2000. Financial Markets has been a leading provider of financial reinsurance in the U.S. every year since 1990. The operation has also played a significant role in the development of financial reinsurance in Asia since 1997 and currently acts as an advisor to RGA’s international operations on a variety of non-traditional reinsurance solutions.

RGA Financial Markets provides solutions to clients’ risk and capital-motivated reinsurance needs. Its team of professionals is adept in the measurement and quantification of insurance and investment risks and can assist in determining the level of economic capital necessary for life and annuity products. This expertise enables the tailoring of solutions that add value to clients’ enterprise risk-management process.

For more information on Non-traditional Reinsurance, please refer to Capital-Motivated Reinsurance and Asset-Intensive Reinsurance under the SOLUTIONS link from the menu at the left.