Products and Services​​​​​
At RGA, we specialize in providing life and health-related reinsurance and financial solutions to help our clients effectively manage risk and capital. We also are the worldwide leader in facultative underwriting, reviewing more than 580,000 applications in 2013.

Our core products and services include individual life reinsurance, individual living benefits reinsurance, group reinsurance, financial solutions, underwriting expertise and product development. Our mortality and morbidity databases are among the largest worldwide.

Actuarial, Underwriting and Claims Management Expertise

We provide industry-leading actuaria​l, underwriting and claims management expertise. Globally, we have more than 30 consultant doctors who work closely with our underwriting and actuarial teams.

A Financial Solutions Pioneer

RGA pioneered the use of reinsurance as a financial management tool and we have been helping our clients manage risk and capital through financial solutions for decades. Our finance, investment and risk experts are specialists in measuring and quantifying insurance and investment risk, as well as evaluating the merits of using financial solutions to make better use of capital.

e-Underwriting Solutions

Developed by our underwriting, business and technology experts, RGA offers innovative e-Underwriting Solutions designed to help your organization underwrite better, faster and with greater consistency.

Our flagship underwriting product, AURA, has the strongest underwriting rules engine on the market, with thousands of underwriting rules covering impairments, medications, sports, prescription drug histories, avocations and treatments. We also offer AURA Hosted, which is particularly effective at removing barriers in bringing simplified-issue solutions to market. It can be implemented quickly, securely and easily in almost any environment.

Outstanding Client Service

We back our products and services with the highest level of client support and timely service. We are consistently recognized by industry organizations and trade publications around the world for our high standards of service, industry expertise and product development.

We invite you to call us to find out how we can create customized reinsurance solutions for you — whether you want to bring a competitive new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions.