RGA is not only an expert in helping you transfer mortality risk, we pioneered the use of reinsurance as a financial management tool.
We understand each market has specific pressures and different appetites for risk. Our experts are knowledgeable about the nuances of your particular market and work with their RGA colleagues around the world to bring an international perspective to your local challenges.
Benefits of Financial Solutions
Below are a few examples of how we can help you improve your capital and financial position through financial solutions:
- Efficient deployment of capital, as well as improved returns on capital
- Asset-intensive solutions to help manage investment-related risks
- Longevity solutions associated with annuitants living beyond expectations
- Surplus relief solutions to address capital inefficiencies or to offset the capital strain of offering a new product
- Exiting a particular line of business
- Acquiring other companies or large blocks of business
- Reducing the volatility of earnings and claims
- Regulatory and tax solutions
- Counterparty advice and input
- Assistance developing investment strategies to reduce exposure to disintermediation and/or reinvestment risk
- Assistance developing investment guidelines and insights regarding accounting and tax implications of certain reinsurance structures and investment strategies
Please contact us to learn more about how RGA can work with you to meet your capital and risk needs through financial solutions.