Group insurance is one of the fastest-growing segments in the Australian and New Zealand insurance industry. The region is also experiencing a strong surge in the popularity of group salary continuance. Our team of experts in Australia and New Zealand can help you enter or expand your presence in the group market by reinsuring the following group coverages:

• Life
• Disability
• Accident

Central and Eastern Europe

The employee benefit market in Central and Eastern Europe is expanding and our experts can help you enter the group market or enhance your group portfolio. The Central and Eastern Europe team provides the following group reinsurance support:

• Life
• Health
• Accident
• Disability
• Critical Illness

China

Our China team reinsures the following group coverages:

• Life
• Health
• Accident
• Disability

France

France has a well-developed and sophisticated employee benefit market and our group expertise in France includes:

• Life
• Accident
• Disability
• Long-Term Care

Germany

While the group market in Germany currently is under-developed, we believe there are interesting opportunities to create and develop this segment, especially for foreign life insurers.

If you have been contemplating entering the group insurance market in Germany, please contact our Germany office. Our team members would be pleased to assist you with product development, pricing, underwriting and claims expertise, and other group solutions. We have the ability to reinsure the following group coverages:

• Life
• Health
• Accident
• Disability
• Critical Illness
• Disability income

Hong Kong

Our Hong Kong office reinsures the following group coverages:

• Life
• Health
• Accident
• Disability
• Long-Term Care

India

The Indian group insurance market is growing extremely fast due to the burgeoning salaried middle class asking for increased protection. At the same time, the market is becoming more competitive as insurers try to position themselves as lead providers of employer benefit products and services. We can help you gain or retain a foothold in this market. Our group expertise in India includes:

• Life
• Accident
• Disability

Italy

Our Italy office reinsures the following group coverages:

• Life
• Health
• Accident
• Disability
• Long-Term Care

Japan

Our Japan office reinsures the following group coverages:

• Life
• Health
• Accident
• Disability
• Long-Term Care

Mexico
Our Latin American team, based in Mexico, can help you expand your group market share especially with small- and medium-sized employers. The office supports the following group coverages:

• Life
• Health
• Accident
• Disability

Netherlands and Nordic Countries

Group insurance in the Netherlands and Nordic Countries includes a strong pension fund segment. Our group reinsurance experts in the Netherlands and Nordic Countries can help you tap into this growing aspect of the group market. We provide group reinsurance coverage for:

• Life
• Accident
• Disability
• Long-Term Care (rider for direct annuities)

South Africa

The South African group market is highly competitive, both in terms of rates and free cover limits. After recent merger activity, the market is dominated by four major group insurance players. In addition, the imminent retirement reform may present group insurers with new opportunities.

Our South African team has significant group expertise and provides reinsurance support for the following group coverages to name just a few:

• Life
• Disability Income
• Lump Sum Disability
• Critical Illness (Dread Disease)
• Credit Life

South Korea

Our South Korean office supports the following group reinsurance solutions:

• Life
• Health
• Accident
• Disability
• Critical Illness

Spain

Historically, the growth of the group life business in Spain has been limited due to the high level of coverage provided by the public sector. Yet we believe there are more opportunities for private insurers today than in the past as the public sector begins to scale back due to the recent global financial crisis. Our team of experts in Spain can help you enter or expand your presence in the group market by reinsuring the following group covera​ges:

• Life
• Health
• Accident
• Disability
• Critical Illness

Taiwan

Our Taiwan office offers the following group reinsurance support:

• Life
• Accident
• Critical Illness

United Arab Emirates
Our office in Dubai in the United Arab Emirates provides the following group reinsurance solutions to clients in the Middle East: 

• Life
• Health
• Accident
• Disability
• Critical Illness

United Kingdom
Our U.K. office has been providing group reinsurance for many years and critical illness coverage has been a special area of focus. The RGA UK team reinsures the following group coverages:

• Life
• Disability (lump-sum)
• ​Critical Illness

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