RGA Reinsurance Company

RGA’s principal operating subsidiary in the United States

Standard & Poor’s Insurance Rating Service: AA- (Very Strong)
A.M. Best Company: A+ (Superior)
Moody’s Investors Service: A1 (Good)

FINANCIAL STRENGTH RATINGS INTERPRETATIONS:

Standard & Poor’s Insurance Rating Service: AA- (Very Strong) – insurers rated in the AA class offer very strong financial security with respect to ability to pay policies and contracts, differing only slightly from those rated higher. To determine a rating, S&P conducts a thorough quantitative and qualitative evaluation of a company's financial strength.

A.M. Best Company: A+ (Superior) – awarded to companies which have superior financial strength, operating performance and market profile when compared to the standards established by the A.M. Best Company. A+ companies have a very strong ability to meet ongoing obligations to policyholders.

Moody’s Investors Service: A1 (Good) – reflect an insurance company's ability to punctually repay senior policyholder claims and obligations. Insurance companies rated A1 offer good financial security. The ratings are based on industry analysis, regulatory trends and evaluation of the company's business fundamentals.

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