Overview

Products

Excess ADM Reinsurance

Are you prepared for high dollar claims that exceed Average Daily Maximums?
Excess ADM Reinsurance helps with:

Severe burns and trauma cases
Very low birth weights
Complicated pediatric care
Specialty care at highly specialized facilities

RGA's Excess ADM Reinsurance puts a cap on those charges that exceed the underlying ADM limitations. Excess AMD reinsurance is available only in conjunction with RGA's HMO Excess Reinsurance. It is a separate agreement but shares the same underlying definitions.

Excess Medical Reinsurance

Providers of medical insurance are well aware of the importance of reinsurance and what it can provide. The consolidated effect of new medical advances, utilization patterns and cost shifting is causing dramatic increases in catastrophic medical claims. All of these factors contribute to the need for a well-designed medical reinsurance program. At RGA, you will find our reinsurance rates among the most competitive in the excess medical reinsurance market. This combination of competitive pricing and superior, value-added services makes RGA the company to call for medical reinsurance.

HMO Reinsurance

HMO reinsurance is a valuable product in a volatile market. Changing economic conditions, evolving healthcare expectations and many other variables can impact stability and profitability. Reinsuring your HMO business is a practical and cost effective way to limit your risk exposure as you pursue existing or emerging opportunities in the marketplace. It is an essential risk management strategy.

At RGA we separate ourselves from the competition through our knowledge, creativity and capacity. Our experienced representatives offer access to special products and services to save you money.

Managed Medical Reinsurance

RGA's Managed Medical Reinsurance offers you the capacity to manage risk, including exclusive case management programs for increased cost effectiveness. At RGA, you will find our rates among the most competitive in the managed care reinsurance market. This combination of competitive pricing and superior, value-added services makes RGA the company to call for managed care reinsurance.

Multiple Loss Medical

Modern technological improvements and their related costs can lead to potentially large health claim liabilities for insurers. The effect of these claims is multiplied in the event of a large-scale accident or disaster resulting in significant injuries (severe burns and multiple trauma) affecting several people. Combine these incidents with the increasing number of premature multiple births, the cost of which can quickly reach astonishing levels, and the need for multiple loss medical reinsurance protection becomes apparent. RGA offers multiple loss medical reinsurance to protect your book of health insurance in the event of such calamities.

Quota Share Healthcare

RGA Provides quote share and portfolio excess of loss coverage for the following types of clients:

Healthcare insurance carriers
Preferred Provider Organizations
Stop-Loss Insurance Carriers
Managing General Underwriters

The security of experience. The power of innovation. www.rgare.com

Reinsurance Group of America, Incorporated is a leader in the global life reinsurance industry with approximately $2.8 trillion of life reinsurance in force and assets of $32.3 billion. RGA serves clients from operations in 25 countries around the world, delivering expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, financial solutions, facultative underwriting and product development.