​Individual Life Reinsurance​​​​
When it comes to helping you transfer mortality risk, RGA is a worldwide leader. Our mortality and morbidity databases are among the largest in the world. We continually analyze our data to detect trend​s in changing demographics and experience that may affect future health and longevity.

Facultative Leader

We are the global leader in facultative underwriting, reviewing more than 580,000 cases in 2013. 

Global Experience

We serve the top life insurers in most of the major markets of the world. We have an in-depth understanding of the local regulations and stay abreast of pending regulatory changes that could significantly affect the risk landscape.

e-Underwriting Tools

Through a global team of experts, dedicated to delivering state-of-the-art underwriting and rules design, we offer innovative e-Underwriting Solutions. These solutions enable you to review more applications faster and with greater underwriting consistency, which ultimately helps you place more profitable business.

Life Reinsurance Products

We reinsure all life insurance products including:

  • Term
  • Whole life
  • Universal life
  • Supplemental benefits and riders
  • Joint and last survivor
  • Corporate-owned life insurance and bank-owned life insurance
    (COLI and BOLI)
  • Mortality catastrophe

With our impressive range of products and services, in addition to our extensive industry knowledge and expertise, we can help you transfer mortality risk to meet your business objectives — whether your goal is to write more business, manage capital more efficiently, reduce the cost of death claims or meet other financial objectives.

Please click on the Global Directory to find the RGA location that is of interest to you to learn more about our experience and expertise managing mortality risk in your market.