Product Development​​​​
At RGA. we understand you face many challenges as you try to grow your business profitably. What makes us a trusted partner and industry leader in developing and implementing new products for our clients?

Our dedicated and talented product development professionals have extensive actuarial, underwriting, claims, sales, promotion, product management, and research and development expertise. In addition, we are well known for providing outstanding client service.

We can provide you with expert advice and guidance on new and existing products, and help you manage your product portfolios. Because product development is a core initiative at RGA, our commitment to your product development efforts includes partnering with you through joint risk-sharing and aligned incentives.

Equally important, we believe new products are best driven by our local experts who have in-depth knowledge of your market and your regulatory environment because they live and work in the region. Our local experts also work closely with their RGA colleagues around the world to bring you information and insight about new products introduced in other parts of the world that could have potential in your market.

Product Development Services
RGA provides assistance in virtually every aspect of the product development cycle:

Leverage Global Knowledge to Generate Ideas
  • ​Seminars and workshops on product ideas and trends around the globe
  • Voice of the customer/voice of the channel research
Idea Selection
  • Market research and feasibility studies
  • Assistance with the filtering process by analyzing market needs, core competencies, competition and global trends
Product Design
  • Product design consultation including packaging, pricing and risk management
  • Actuarial assistance from a dedicated team of professionals
  • Advice and consultation on distribution options
Implementation Support
  • Assistance improving time to market
  • Sales tools and sales process support
  • Training for client underwriters, agents and claims associates
  • Filing support, which can be a challenge in certain markets
Product Management Support
  • Monitor and review experience
  • Assumption analysis, including mortality, lapses, expenses, commissions and distribution
  • Product enhancements
  • Portfolio reviews
Reinsurance Support
  • Risk-sharing to control volatility, manage unknown risks and provide relief on implementation and distribution costs
Additional Support
  • Benchmarking trips to meet customized objectives
Let us help you introduce new, innovative and profitable products in your market. Please click on the Global Directory​ to find a contact in the location that is of interest to you.

​​​​​​​Useful Links

Global Directory
e-Underwriting Solutions/AURA