Combination Products

Bolivia

Nacional Seguros launches its innovative Onco Seguro: life insurance with protection in cancer cases.
paginasiete.bo, January 10, 2021. (Text in Spanish)
Life Insurance + Oncology offers compensation for the newly diagnosed patient with cancer. The plan covers the initial treatment of the disease, temporarily solving basic household expenses and providing up to two free virtual consultations per month for any family member. The monthly premium is very affordable, with a payment ranging from 44 bolivianos per month.

India

IndiaFirst Life launches Mahajeevan Plus Plan: a 3-In-1 plan that offers protection, savings and money back. Press release, January 7, 2021.
The Mahajeevan Plan is a non-linked, participating, individual, limited pay, money back endowment life insurance policy. The policy permits the money-back choice to fund the following year’s annual premium. The customer will pay premiums for 12 years and get long-term protection for 15 to 20 years.

Japan

T&D Financial launches new income protection insurance and 3CI lump sum insurance. Press release, February 2, 2021. (Text in Japanese)
The income protection insurance has an issue age of 20 to 70 years, and the 3CI lump sum insurance has an issue age of 20 to 85 years. With the income protection insurance, the sum insured is a minimum of 50,000 yen, and the lump sum plan has a sum insured of 500,000 yen. There is also an advanced medical treatment rider.

Malaysia

Allianz Life Malaysia floats new investment-linked plan. Press release, March 22, 201.
Allianz PrimeCover is a protection plan that combines death, total and permanent disability (TPD), and critical illness (CI) income under one plan. It comes with three options of premium payment terms: six-pay (six-year premium payment term), 10-pay, and full-pay, with coverage terms of up to ages 60, 70, 80, or 100.