Product Trends

Europe, Middle East & Africa



Life & Health

La Banque Postale and CNP Assurances have launched a “Support Croissance” Combining Diversification and Partial Guarantee of Capital. Press Release, February 6, 2017.

The product, called Croissance 80-12 years, is part of the Cachemire 2 life insurance contract. It is for clients under age 65 who want to diversify their savings. It offers protection of 80% of capital and a 12 year maturity.


Life & Health

ERGO Offers New Home Contents and Accident Insurance as Modules. Press Release, March 20, 2017.

The ERGO Versicherung comprehensive accident cover includes life insurance, disability cover, premium protection, as well as an accident manager, sums to pay for everyday help and a personal rehab trainer, to enable people to get back on their feet as soon as possible. The home cover includes new house and flat assistance for home emergencies.


Market Trends & Innovation

Generali Teams With Google Subsidiary. Insurance Business, February 6, 2017.

Generali has partnered with Nest Labs, a subsidiary of Google’s parent, Alphabet, to create Nest Protect, a product that will be offered to Generali’s home contents insurance customers. Nest Protect detects smoke and carbon monoxide in houses and then sends alerts to customers via smartphones.


Savings & Retirement

Mapfre Creates a Wealth Management Activity. Press Release, January 10, 2017.

Mapfre launches Patrimonial Management, a new business for current and new clients offering financial investment solutions that will allow clients to increase their savings in this low interest environment. (Text in Spanish)

United Kingdom

Life & Health

Lutine Launches “Executive Protection” Product. Cover, March 22, 2017.

Executive Protection, a new business protection product from Lutine, the specialist life division of Ryan Direct Group, provides up to £5million lump sum compensation per executive for life and permanent total disability and £1million for critical illness cover. Launches Range of Insurance Products for Over-50s. ResponseSource Press Release Wire, March 13, 2017.

The insurance products, which include life, medical, income and home care from companies such as Allianz Global Assistance, A-Plan and Free Spirit, are sold to members at a 10% discount. Silversurfers is the largest online community for over-50s in the U.K. Members benefit from a range of exclusive discounts.

Generali UK Partners With Work Support Experts In Cancer And Chronic Fatigue. Press Release, March 20, 2017.

Generali UK has added to its value-added services for its group income protection products. Working Towards Wellbeing provides access to a vocational case manager in addition to support from the Vitality 360 team for chronic fatigue and pain.

Pulse Insurance Launches Positive Life For HIV-Positive Individuals. Pulse Insurance Blog. February 13, 2017.

Positive Life is a term insurance solution available to all U.K. citizens with HIV who are otherwise healthy. Cover is 10-year term and doctor reports are not required.

Aviva Becomes the First Group Protection Provider to Offer Cover for Child-Specific Illnesses. Press Release, January 16, 2017.

Aviva has enhanced its Group Critical Illness (GCIC) policy, adding child specific critical illnesses. The policy now covers cerebral palsy, cystic fibrosis, muscular dystrophy, spina bifida and hydrocephalus. It also covers intensive care treatment requiring mechanical ventilation for seven days, or if they suffer a loss of independent existence that would affect them throughout their lives.

VitalityLife Launches Wellness Optimiser and Vitality Nurse. Press Release, January 26, 2017.

The new Wellness Optimiser product will offer customers up to 40% off their term cover and up to 60% off for whole of life, if they take the right steps to monitor their health. The Vitality Nurse product’s purpose is to ease and speed underwriting.

Market Trends & Innovation

Meet Brolly, the UK InsurTech Startup Using AI. TechWorld, February 14, 2017.

Brolly is a start-up using artificial intelligence technology to provide a single mobile portal from which customers may buy insurance, and view and manage their policies and activity.

Generali Wellbeing Communications Hub. Press Release, February 13, 2017.

Generali Wellbeing Communications Hub, launched in February, provides Generali Employee Benefits UK clients with the ability to easily produce their own bespoke wellbeing marketing materials.

Just Miles Announces U.K. Launch of Pay-Per-Mile Car Insurance Policy and Innovative Driving App. PRWeb, February 3, 2017.

Just Miles is launching a new pay-per-mile insurance policy midyear for U.K. residents who drive less than the annual 7,000 miles average. The subscription fee starts at £12 a month and customers will pay only for the miles they drive.

Healthcare And You Launches A Brand New Website Online For Best Deals On Health Insurance. Marketers Media, January 5, 2017.

Healthcare and You website allows customers to find the best health insurance deal for themselves and their families. Customers can obtain coverage immediately, rather than waiting on the NHS queue.

Middle East


Life & Health

Oman Insurance Company Launches Online Channel for Essential Benefits Plan Medical Policies. Press Release, February 7, 2017.

Oman Insurance Company has launched an online portal through its website, allowing customers to buy their Essential Benefits medical plans via their laptops or smartphones.


Life & Health

QIC Insured Unveils Loyalty Rewards Programme. The Peninsula, February 16, 2017.

QIC Insured announces the launch of QIC Advantage Club, its customer rewards programme. Anyone who buys a full home, motor or travel insurance policy will be eligible for a complimentary 12 months membership of the Club, which provides deals on dining, health, entertainment, children’s activities and more. The deals are accessible via the QIC Advantage Club mobile app or through the website.

United Arab Emirates

Savings & Retirement

Union Insurance Partners with Hansard to Launch Savings and Investment Plan. Middle East Insurance Review, March 1, 2017.

The new Infinity Wealth and Infinity Access plans will provide access to an extensive range of investment funds.

Market Trends & Innovation

UAE's First Health Insurance Comparison Platform Launched. Arabian Business, March 20, 2017. has launched an online health insurance comparison platform. The site allows users to compare and buy health insurance policies in real time.




United Insurance Launches Online Insurance Sales. All Africa, January 31, 2017.

United Insurance Company S.C. has launched an online sales platform. Funeral, travel and motor third party insurance policies can now be purchased online. The platform was developed by the India-based company Assuer Tech.


Life & Health

Premier Health Insurance Launches New Health Insurance Package Plan. Ghana News Agency, January 22, 2017.

The health insurance package, Premier Apomuden Plan, allows Ghanaians living abroad to purchase insurance for their relatives and dependents back home. The plan has four products, ranging in price from 300 Ghanaian dollars a year.


Fidelity Bank, Prudential Launch Innovative Insurance Solutions. Business and Financial Times, March 20, 2017.

Two new solutions have been launched: the Fidelity Education Plan, which enables parents to save for school or university fees, and the Fidelity Life Plan, an income protection plan. These products will be available to Fidelity Bank customers throughout all its branches.


Market Trends & Innovation

Health, Fitness Receive Boost with Innovative Wearable Technology. This Day, March 20, 2017.

Garmin has partnered with the mobile company MTN Nigeria to introduce a range of health and fitness devices. The Garmin devices come with a mobile app where customers can review and analyze their activities on their smartphones.

South Africa

Life & Health

No More Relying on Doctor Google. FA News, April 4, 2017.

In partnership with Mediguide, FMI is bringing to all new holders of disability, critical illness and life policies its new Medical Second Opinion Service. This provides an independent review of diagnosis and treatment plans.

Market Trends & Innovation

Sanlam Launches Instant Insurance App. African Business Review, February 6, 2017.

Go Cover is an ondemand insurance app from Sanlam. Customers can now access instant accident cover from their smartphones. It offers three levels of cover for as little as 24 hours. It is designed for people who don’t want long-term cover but might need periodic cover for travel or high-risk needs.


Market Trends & Innovation

MTN Partners SA firm in New Insurance Cover. 4-traders, January 25, 2017.

Two new products have been launched by aYo Uganda, the joint venture between MMI Holdings and the mobile company MTN Uganda. The products, Recharge with Care and Send with Care, are available via mobile phone. Recharge with Care offers 30 days free health insurance cover when a user loads MTN airtime, and Send with Care covers funds sent using MTN’s mobile money app..

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