RGA's Global Financial Solutions U.K. office provides tailored longevity, asset-intensive and financial reinsurance cover. Our financial strength makes RGA an ideal partner to support clients' capital management and investment aims. We have the expertise and experience to develop the right solution for each client and ensure smooth execution.Building on the depth of our experience in the underwritten annuity market, RGA executed our first longevity swap in 2008. Since then, we have reinsured over £20 billion of U.K. longevity exposure, and RGA continues to be a leader in this area. In addition, RGA's asset-intensive, or funded, reinsurance offers attractive solutions for U.K. clients. Our team has significant experience in structuring and executing these transactions, with more than £3 billion of premium transferred to date.
RGA also works closely with our clients to identify areas where financial reinsurance may provide substantial capital benefits. Having executed our first Solvency II-specific financial reinsurance transaction in January 2016, RGA is well positioned to help clients address the challenges – and opportunities – Solvency II presents.
Meet Our UK Team
In 1998, Hamish was the first employee hired by RGA in the United Kingdom. He was an integral member of the team that took RGA’s UK operations from a startup to its current status as the market’s leading life reinsurance provider. He spent the first 10 years as Chief Pricing Actuary. He was named Head of Longevity and Financial Reinsurance in 2009, and later became Senior Vice President, GFS.
Hamish came to RGA from Gerling Global (UK), where he headed up its Pricing and Valuation areas. He began his career at Manulife Financial, and stayed on when it was bought by Canada Life, working as the valuation actuary for the unit-linked subsidiaries.
Hamish graduated from Cambridge University’s Sidney Sussex College, and qualified as an actuary in 1993. He is a Fellow of the Institute of Actuaries (FIA).
Emma started her career as a Senior Consultant in the Insurance Practice of Watson Wyatt (now Willis Towers Watson), and later held a number of executive positions at AXA U.K., including Chief Risk Officer and as Director of Pensions, Treasury, ALM & Capital Management before joining RGA. Through these roles she worked across a number of areas including life, property and casualty, risk, investments, pensions, treasury, corporate finance, capital management, and mergers and acquisitions.
Emma received a Bachelor of Science degree in Mathematics Operational Research Statistics and Economics (MORSE) with first class honours from Warwick University, and is a Fellow of the Institute and Faculty of Actuaries (FIA) in the U.K.
Laura Hardy is a Vice President, Business Development for RGA's Global Financial Solutions unit in the United Kingdom, where she is responsible for implementing capital-motivated reinsurance solutions. Working with our clients in the UK and Ireland, she focuses on client relationship management and structuring of longevity, asset intensive and financial reinsurance solutions.
Laura joined RGA in 2012. Prior to joining the company, Laura was a consultant for Willis Towers Watson in the Pensions division, where she advised multinational sponsors and trustees on de-risking strategies including bulk annuity and longevity swap products.
Laura holds a Bachelor of Science (B.Sc.) degree in physics and a Master of Science (M.Sc.) degree in actuarial finance. She is a Fellow of the Institute of Actuaries (FIA).
Dale joined RGA in 2005. He has held a number of roles throughout the organization, including pricing of traditional term and critical illness products in the United Kingdom and as an actuary on the Research and Development team. Starting in 2007, Dale helped develop RGA’s Longevity function and Global Financial Solutions Pricing team throughout the region.
Dale received a Bachelor of Business Science (BBusSci) degree in finance and actuarial science from the University of Cape Town in South Africa. He is a Fellow of the Institute of Actuaries (FIA).
Sherlee joined RGA in 2012. Prior to joining RGA, Sherlee was an Actuarial Executive Advisor in the Financial Risk Management department of KPMG, where she was involved in Solvency II model implementation, Prophet modelling and systems migration, Solvency II internal model validation, and MCEV review.
Sherlee received a Master of Science (M.S.) degree in applied mathematics from University of the Philippines. She is a Fellow of the Society of Actuaries (FSA) and a Fellow of the Institute of Actuaries (FIA).
Jamie joined RGA in January 2014. Prior to his current role, Jamie worked as a Pricing Actuary for GFS, where his predominant focus was pricing longevity swap transactions, as well as establishing infrastructure for the UK GFS small schemes offering. Prior to joining RGA, Jamie was a Senior Pricing Analyst in the Valuations team at ReAssure, focusing on the statutory reporting of Swiss Re’s longevity swap business.
Jamie received a Masters of Mathematics and Statistics degree (MMathStat) from the University of Newcastle. He is a Fellow of the Institute of Actuaries (FIA).
Prior to RGA, Sam was a consultant for Willis Towers Watson in their Life Insurance division, focusing on M&As, outsourcing arrangements, and software solutions.
Sam received a masters degree in Mechanical Engineering (with honours) from the University of Bristol, and is a Fellow of the Institute of Actuaries (FIA).
Prior to joining RGA, Sam was a Pricing Actuary at Lucida plc, where he led the pricing of buy-out transactions with U.K. pension schemes.
Sam received a Master of Chemistry degree from the University of Oxford, and is a Fellow of the Institute of Actuaries (FIA).
Danielle joined RGA in 2013. Prior to her current role, she worked as a Business Development Actuary for GFS. She also was a Pricing Actuary, where she was responsible for pricing reinsurance of traditional term and critical illness products in the United Kingdom.
Before joining RGA, Danielle was a Pricing Actuary at Lucida plc, where she priced and executed bulk buy-in/out transactions with UK pension schemes.
Danielle holds a Bachelor of Science (B.Sc.) degree in mathematics from Kings College, University of London, and she is a Fellow of the Institute of Actuaries (FIA).