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United Kingdom
Overview

RGA's Global Financial Solutions U.K. office provides tailored longevity, asset-intensive and financial reinsurance cover. Our financial strength makes RGA an ideal partner to support clients' capital management and investment aims. We have the expertise and experience to develop the right solution for each client and ensure smooth execution.

Building on the depth of our experience in the underwritten annuity market, RGA executed our first longevity swap in 2008. Since then, we have reinsured over £20 billion of U.K. longevity exposure, and RGA continues to be a leader in this area. In addition, RGA's asset-intensive, or funded, reinsurance offers attractive solutions for U.K. clients. Our team has significant experience in structuring and executing these transactions, with more than £3 billion of premium transferred to date. 

RGA also works closely with our clients to identify areas where financial reinsurance may provide substantial capital benefits. Having executed our first Solvency II-specific financial reinsurance transaction in January 2016, RGA is well positioned to help clients address the challenges – and opportunities – Solvency II presents.


Meet Our UK Team

Galloway_Hamish
Hamish Galloway
FIA
Senior Vice President
Lines of Business and Innovation
Global Financial Solutions
 
Hamish Galloway is Senior Vice President, Lines of Business and Innovation, Global Financial Solutions (GFS). He leads global strategy development around the GFS lines of business, including Longevity, Asset Intensive, and Capital Solutions, and he is responsible for aligning the organizational innovation efforts more closely with strategies. He will also continue to lead Omnilife, a specialist insurer based in the UK. Prior to his current role, Hamish was responsible for business development across the EMEA region for GFS.

In 1998, Hamish was the first employee hired by RGA in the United Kingdom. He was an integral member of the team that took RGA’s UK operations from a startup to its current status as the market’s leading life reinsurance provider. He spent the first 10 years as Chief Pricing Actuary. He was named Head of Longevity and Financial Reinsurance in 2009, and later became Senior Vice President, GFS.

Hamish came to RGA from Gerling Global (UK), where he headed up its Pricing and Valuation areas. He began his career at Manulife Financial, and stayed on when it was bought by Canada Life, working as the valuation actuary for the unit-linked subsidiaries.

Hamish graduated from Cambridge University’s Sidney Sussex College, and qualified as an actuary in 1993. He is a Fellow of the Institute of Actuaries (FIA).
Emma Farris
Emma Ferris
FIA
Senior Vice President
Business Development, U.K.
Global Financial Solutions

Senior Vice President
Acquisitions, EMEA Region
Corporate Development
As Senior Vice President, Business Development, GFS U.K., Emma Ferris is responsible for leading Global Financial Solutions (GFS) business development activities within the United Kingdom. She also is responsible for leading RGA’s acquisition efforts throughout the EMEA region as Senior Vice President, Acquisitions. She joined RGA in 2018 and has more than 20 years of financial services industry experience. She is based in London.

Emma started her career as a Senior Consultant in the Insurance Practice of Watson Wyatt (now Willis Towers Watson), and later held a number of executive positions at AXA U.K., including Chief Risk Officer and as Director of Pensions, Treasury, ALM & Capital Management before joining RGA. Through these roles she worked across a number of areas including life, property and casualty, risk, investments, pensions, treasury, corporate finance, capital management, and mergers and acquisitions.

Emma received a Bachelor of Science degree in Mathematics Operational Research Statistics and Economics (MORSE) with first class honours from Warwick University, and is a Fellow of the Institute and Faculty of Actuaries (FIA) in the U.K.
Laura Hardy
Laura Hardy
FIA
Vice President
Business Development United Kingdom

Global Financial Solutions
 

Laura Hardy is a Vice President, Business Development for RGA's Global Financial Solutions unit in the United Kingdom, where she is responsible for implementing capital-motivated reinsurance solutions. Working with our clients in the UK and Ireland, she focuses on client relationship management and structuring of longevity, asset intensive and financial reinsurance solutions.

Laura joined RGA in 2012. Prior to joining the company, Laura was a consultant for Willis Towers Watson in the Pensions division, where she advised multinational sponsors and trustees on de-risking strategies including bulk annuity and longevity swap products.

Laura holds a Bachelor of Science (B.Sc.) degree in physics and a Master of Science (M.Sc.) degree in actuarial finance. She is a Fellow of the Institute of Actuaries (FIA).

Dale Rotteveel
Dale Rotteveel
FIA
Senior Vice President
Chief Pricing Actuary
Global Financial Solutions
Dale Rotteveel is Senior Vice President and Chief Pricing Actuary, Global Financial Solutions (GFS). He leads a team of senior actuaries that develop and price reinsurance transactions globally within the GFS lines of business. Prior to his current role, Dale was responsible for pricing within the GFS EMEA region.

Dale joined RGA in 2005. He has held a number of roles throughout the organization, including pricing of traditional term and critical illness products in the United Kingdom and as an actuary on the Research and Development team. Starting in 2007, Dale helped develop RGA’s Longevity function and Global Financial Solutions Pricing team throughout the region.

Dale received a Bachelor of Business Science (BBusSci) degree in finance and actuarial science from the University of Cape Town in South Africa. He is a Fellow of the Institute of Actuaries (FIA).
Sherlee_DS
Sherlee Delos Santos
FSA, FIA
Vice President, Pricing Actuary
Global Financial Solutions

Sherlee Delos Santos is Vice President in the Global Financial Solutions (GFS) Pricing unit of RGA and is based in the United Kingdom. She is responsible for pricing reinsurance solutions, with focus on financial reinsurance, asset-intensive solutions and full-risk deals in the UK and Europe. Sherlee is the Product Lead for asset-intensive transactions.

Sherlee joined RGA in 2012. Prior to joining RGA, Sherlee was an Actuarial Executive Advisor in the Financial Risk Management department of KPMG, where she was involved in Solvency II model implementation, Prophet modelling and systems migration, Solvency II internal model validation, and MCEV review.

Sherlee received a Master of Science (M.S.) degree in applied mathematics from University of the Philippines. She is a Fellow of the Society of Actuaries (FSA) and a Fellow of the Institute of Actuaries (FIA).
 
Jamie Campbell
Jamie Campbell
FIA
Vice President
Pricing Actuary, EMEA Region
Global Financial Solutions
Jamie Campbell is Vice President, Pricing Actuary, in RGA’s Global Financial Solutions (GFS) unit and is based in the United Kingdom. Jamie’s responsibilities cover the pricing, risk assessment and execution of GFS transactions throughout the Europe, Middle East and Africa (EMEA) region. Jamie is the Product Lead for longevity transactions.

Jamie joined RGA in January 2014. Prior to his current role, Jamie worked as a Pricing Actuary for GFS, where his predominant focus was pricing longevity swap transactions, as well as establishing infrastructure for the UK GFS small schemes offering. Prior to joining RGA, Jamie was a Senior Pricing Analyst in the Valuations team at ReAssure, focusing on the statutory reporting of Swiss Re’s longevity swap business.

Jamie received a Masters of Mathematics and Statistics degree (MMathStat) from the University of Newcastle. He is a Fellow of the Institute of Actuaries (FIA).
Sam Chesterson
Sam Chesterton
FIA
Business Development Director
Global Financial Solutions
 
Sam Chesterton is a Business Development Director in RGA’s Global Financial Solutions (GFS) unit in the United Kingdom. His responsibilities include client relationship management and the structuring, execution, and maintenance of U.K. longevity and asset-intensive deals. Sam joined RGA U.K. in 2016 as Director, Asset Intensive Solutions for GFS where he was responsible for the pricing and structuring of reinsurance and acquisitions which incorporated market risk transfer.

Prior to RGA, Sam was a consultant for Willis Towers Watson in their Life Insurance division, focusing on M&As, outsourcing arrangements, and software solutions.

Sam received a masters degree in Mechanical Engineering (with honours) from the University of Bristol, and is a Fellow of the Institute of Actuaries (FIA).
Sam Simpson
Sam Simpson
FIA
Vice President, Pricing Actuary
EMEA Region
Global Financial Solutions

Sam Simpson is Vice President and Pricing Actuary for the EMEA Region for Global Financial Solutions (GFS), based in the United Kingdom. He is responsible for managing the pricing and design of GFS deals throughout Europe, and is the Product Lead for Financial Reinsurance transactions. He has been with the company since 2013.

Prior to joining RGA, Sam was a Pricing Actuary at Lucida plc, where he led the pricing of buy-out transactions with U.K. pension schemes.

Sam received a Master of Chemistry degree from the University of Oxford, and is a Fellow of the Institute of Actuaries (FIA).
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Danielle Harrington
FIA
Vice President, Business Development UK
Global Financial Solutions
Danielle Harrington is Vice President, Business Development for RGA’s Global Financial Solutions (GFS) unit in the United Kingdom. She is responsible for client relationship management and for the structuring, execution, and maintenance of UK longevity and asset-intensive deals.

Danielle joined RGA in 2013. Prior to her current role, she worked as a Business Development Actuary for GFS. She also was a Pricing Actuary, where she was responsible for pricing reinsurance of traditional term and critical illness products in the United Kingdom.

Before joining RGA, Danielle was a Pricing Actuary at Lucida plc, where she priced and executed bulk buy-in/out transactions with UK pension schemes.

Danielle holds a Bachelor of Science (B.Sc.) degree in mathematics from Kings College, University of London, and she is a Fellow of the Institute of Actuaries (FIA).