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United Kingdom
Overview

RGA's Global Financial Solutions U.K. office provides tailored longevity, asset-intensive and financial reinsurance cover. Our financial strength makes RGA an ideal partner to support clients' capital management and investment aims. We have the expertise and experience to develop the right solution for each client and ensure smooth execution.

Building on the depth of our experience in the underwritten annuity market, RGA executed our first longevity swap in 2008. Since then, we have reinsured over £20 billion of U.K. longevity exposure, and RGA continues to be a leader in this area. In addition, RGA's asset-intensive, or funded, reinsurance offers attractive solutions for U.K. clients. Our team has significant experience in structuring and executing these transactions, with more than £3 billion of premium transferred to date. 

RGA also works closely with our clients to identify areas where financial reinsurance may provide substantial capital benefits. Having executed our first Solvency II-specific financial reinsurance transaction in January 2016, RGA is well positioned to help clients address the challenges – and opportunities – Solvency II presents.


Meet Our UK Team

Galloway_Hamish
Hamish Galloway
FIA
Senior Vice President
Global Financial Solutions
 

Hamish Galloway is Senior Vice President, Global Financial Solutions (GFS) for RGA UK Services Limited. He heads the office’s Financial Solutions team, which focuses on longevity reinsurance and financial reinsurance.

In 1998, Hamish was the first employee hired by RGA in the United Kingdom. He was an integral member of the team that took RGA’s UK operations from a startup to its current status as the market’s leading life reinsurance provider. He spent the first 10 years as Chief Pricing Actuary. He was named Head of Longevity and Financial Reinsurance in 2009, and later became Senior Vice President, GFS.

Hamish came to RGA from Gerling Global (UK), where he headed up its Pricing and Valuation areas. He began his career at Manulife Financial, and stayed on when it was bought by Canada Life, working as the valuation actuary for the unit-linked subsidiaries.

Hamish graduated from Cambridge University’s Sidney Sussex College, and qualified as an actuary in 1993. He is a Fellow of the Institute of Actuaries (FIA).

Cormac Galvin
Cormac Galvin
FIA
Senior Vice President
Business Development, UK and Ireland

Global Financial Solutions

Cormac Galvin is a Senior Vice President in RGA’s Global Financial Solutions (GFS) Business Development unit. In his role, he leads the UK and Ireland GFS Business Development team.
 
Prior to joining RGA, Cormac worked in investment banking at the Royal Bank of Scotland, where he focused on structuring and marketing solutions for insurers across Europe and Asia; in private banking at AIAC where he managed the actuarial team; and in insurance at Aviva, where he began his career in 1997. Cormac is a Fellow of the Institute of Actuaries (FIA). 
Martin Ashmore
Martin Ashmore
FIA
Vice President
Product Development
UK and Europe
Global Financial Solutions
 

Martin Ashmore is a Vice President of Product Development, UK and Europe, for the Global Financial Solutions (GFS) unit. He is responsible for the development of GFS’s products across the United Kingdom and Europe. In this role, Martin works with pricing, business development and investment management teams to facilitate the design and execution of transactions.

Martin joined RGA in 2013. Prior to joining RGA, Martin was an Associate at Morgan Stanley, working within the Fixed Income Sales and Trading division.

Martin received a degree in mathematics from the University of Cambridge and is a Fellow of the Institute of Actuaries (FIA).
 
Laura Hardy
Laura Hardy
FIA
Vice President
Business Development United Kingdom

Global Financial Solutions
 

Laura Hardy is a Vice President, Business Development for RGA's Global Financial Solutions unit in the United Kingdom, where she is responsible for implementing capital-motivated reinsurance solutions. Working with our clients in the UK and Ireland, she focuses on client relationship management and structuring of longevity, asset intensive and financial reinsurance solutions.

Laura joined RGA in 2012. Prior to joining the company, Laura was a consultant for Willis Towers Watson in the Pensions division, where she advised multinational sponsors and trustees on de-risking strategies including bulk annuity and longevity swap products.

Laura holds a Bachelor of Science (B.Sc.) degree in physics and a Master of Science (M.Sc.) degree in actuarial finance. She is a Fellow of the Institute of Actuaries (FIA).

Dale Rotteveel
Dale Rotteveel
FIA
Vice President, Pricing Actuary
Global Financial Solutions
Dale Rotteveel is Vice President in RGA’s Global Financial Solutions (GFS) Pricing unit in the United Kingdom. He leads and manages pricing and risk assessment for GFS deals throughout the Europe, Middle East and Africa (EMEA) region.

Dale joined RGA in 2005. He has held a number of roles throughout the organization, including pricing of traditional term and critical illness products in the United Kingdom and as an actuary on the Research and Development team. Starting in 2007, Dale helped develop RGA’s Longevity function and Global Financial Solutions Pricing team throughout the region.

Dale received a Bachelor of Business Science (BBusSci) degree in finance and actuarial science from the University of Cape Town in South Africa. He is a Fellow of the Institute of Actuaries (FIA).
 
Sherlee_DS
Sherlee Delos Santos
FSA, FIA
Vice President, Pricing Actuary
Global Financial Solutions

Sherlee Delos Santos is Vice President in the Global Financial Solutions (GFS) Pricing unit of RGA and is based in the United Kingdom. She is responsible for pricing reinsurance solutions, with focus on financial reinsurance, asset-intensive solutions and full-risk deals in the UK and Europe. Sherlee is the Product Lead for asset-intensive transactions.

Sherlee joined RGA in 2012. Prior to joining RGA, Sherlee was an Actuarial Executive Advisor in the Financial Risk Management department of KPMG, where she was involved in Solvency II model implementation, Prophet modelling and systems migration, Solvency II internal model validation, and MCEV review.

Sherlee received a Master of Science (M.S.) degree in applied mathematics from University of the Philippines. She is a Fellow of the Society of Actuaries (FSA) and a Fellow of the Institute of Actuaries (FIA).
 
Lipovics_David
David Lipovics
FIA
Actuary
Business Development 
Global Financial Solutions
 

David is a Business Development Actuary in RGA’s Global Financial Solutions (GFS) unit in the United Kingdom. He is responsible for client relationship management and for the origination, structuring, and execution of GFS’s suite of financial reinsurance solutions.

David joined RGA in 2016. Prior to joining RGA, he was a consultant at PwC’s risk and capital team, where he focused on capital optimization and asset liability management for UK life insurance companies.

David received a Bachelor of Science (B.Sc.) degree in actuarial science from the London School of Economics. He is a Fellow of the Institute of Actuaries (FIA).
Jamie Campbell
Jamie Campbell
FIA
Director, Pricing Actuary
Global Financial Solutions
Jamie Campbell is Director, Pricing Actuary, in RGA’s Global Financial Solutions (GFS) unit and is based in the United Kingdom. Jamie’s responsibilities cover the pricing, risk assessment and execution of GFS transactions throughout the Europe, Middle East and Africa (EMEA) region. Jamie is the Product Lead for longevity transactions.

Jamie joined RGA in January 2014. Prior to his current role, Jamie worked as a Pricing Actuary for GFS, where his predominant focus was pricing longevity swap transactions, as well as establishing infrastructure for the UK GFS small schemes offering. Prior to joining RGA, Jamie was a Senior Pricing Analyst in the Valuations team at ReAssure, focusing on the statutory reporting of SwissRe’s longevity swap business.

Jamie received a Masters of Mathematics and Statistics degree (MMathStat) from the University of Newcastle. He is a Fellow of the Institute of Actuaries (FIA).
 
John Martin
John Martin
FIA
Director, Pricing Actuary
Global Financial Solutions
John Martin is a Director in RGA’s Global Financial Solutions (GFS) Pricing unit in the United Kingdom. John is responsible for the pricing and design of GFS deals throughout Europe and is the Product Lead for Small Schemes flow business.

John joined RGA in 2011. Prior to his current role, John worked as a Pricing Actuary in both the Global Acquisitions Team and the Traditional Pricing Team. Across these roles, he was responsible for pricing a range of products, including term life, critical illness, savings and annuities across Europe.

Prior to joining RGA, John was a Pricing Analyst for Standard Life Assurance Ltd., based in Dublin. While there, he priced unit-linked savings and pension products for the Irish market.

John received a Bachelor of Electronic Engineering (BAI) degree from Trinity College Dublin and is a Fellow of the Institute of Actuaries (FIA).
 
Sam Simpson
Sam Simpson
FIA
Director, Pricing Actuary
Global Financial Solutions

Sam Simpson is a Director for the Global Financial Solutions Pricing unit, based in the United Kingdom. He is responsible for manging the pricing and design of GFS deals throughout Europe. Sam is the Product Lead for Financial Reinsurance transactions.

Sam joined RGA in 2013. Prior to this, Sam was a Pricing Actuary at Lucida plc, where he led the pricing of buy-out transactions with UK pension schemes.

Sam received a Master of Chemistry degree from the University of Oxford and is a Fellow of the Institute of Actuaries.

Singh_Danielle
Danielle Singh
FIA
Business Development Director
Global Financial Solutions


Danielle Singh is Business Development Director in RGA’s Global Financial Solutions (GFS) unit in the United Kingdom. She is responsible for client relationship management and for the structuring, execution, and maintenance of UK longevity and asset-intensive deals.

Danielle joined RGA in 2013. Prior to her current role, she worked as a Business Development Actuary for GFS. She also was a Pricing Actuary, where she was responsible for pricing reinsurance of traditional term and critical illness products in the United Kingdom. 

Before joining RGA, Danielle was a Pricing Actuary at Lucida plc, where she priced and executed bulk buy-in/out transactions with UK pension schemes.

Danielle holds a Bachelor of Science (B.Sc.) degree in mathematics from Kings College, University of London, and she is a Fellow of the Institute of Actuaries (FIA)