RGA Shield

Shield your underwriting. Fuel your growth.

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A digital risk management solution for scalable underwriting

 

Learn More

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Transforming growth. Step by step.

India’s push for “Insurance for all by 2047” is unlocking massive growth—bringing higher volumes, faster onboarding expectations, and a bigger role for smart, scalable underwriting. RGA Shield is built to protect that growth and power it forward.

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Protection built into every decision

RGA Shield empowers Indian insurers to scale rapidly, manage risk effectively, and deliver fast, consistent underwriting with reinsurance-backed confidence.

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What's under the hood?

RGA Shield brings together three tightly integrated components:

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Risk Scoring Model (RSM):

Analyzes each application, assesses mortality risk, and classifies applicants into the appropriate risk tiers

Decision Management Layer (DML):

Keeps everything connected, ensuring underwriting decisions flow smoothly, consistently, and in real-time

Aura Next Rule Engine

Executes underwriting decisions at speed, turning data-driven intelligence into real-time action

The RGA Shield advantage

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Faster Turnaround Time

Reduce issuance time dramatically – speed policies from proposal to approval

24/7 Around the Clock

Always available — delivering decisions even beyond business hours

Underwriting Efficiency

Fast, straight-through underwriting to automate decisions without manual intervention

Scalable Automation

Flexes effortlessly with business volume – true elasticity in action

Consistency of Decision

Uniform decision‑making by removing subjectivity, ensuring fair and consistent outcomes

Audit Trails

Clear digital breadcrumbs for every decision, making reviews and audits simple and transparent

Curious? Let’s Explore.

Connect with us to learn how RGA Shield works and whether it fits your underwriting approach.


Sunil Kher
Sunil Kher

Head of India-Client Digital and 
Data Solutions
RGA India

Aditi-Goel
Aditi Goel

Head of Business Development
Head Products and Marketing
RGA India

Paramvir Chatha
Paramvir Chatha

Chief Underwriting Officer
RGA India