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Smoke Signals: How insurers can uncover hidden tobacco use in the digital age
By
  • Guizhou Hu
  • Taylor Pickett
  • Jacqueline Waas
  • Rosmery Cruz
Research and White Papers April 2025

As accelerated underwriting becomes more mainstream, insurers face challenges detecting undisclosed tobacco use. Three RGA studies explore the effectiveness of various digital underwriting evidences and behavioral science techniques in identifying non-disclosed tobac...

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Research and White Papers August 2025
Updated: US Population All-Cause Mortality Report

RGA has created an online digital platform featuring an in-depth analysis of US population mortality in the wake of COVID-19. As a central component of th...

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Asian woman sitting and laughing with a drink
Articles August 2025
Aging Demography Creates Opportunities Amid Challenges
As Taiwan’s population ages, Jae Ho, CEO of RGA Taiwan, spoke with Asia Insurance Review about the opportunities available to life insurers, including product development, digital engagement, and financial planning solutions. Read More
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Videos August 2025
Video: Four Secrets to a Successful Insurance Alliance

Reinsurance alliances are more than just business deals. From internal alignment to leveraging third-party relationships, learn how to create reinsurance partnerships that drive strategic growth. 

Visit ...

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Explore Our Publications

RGA produces a number of specialized publications featuring expert opinion and analysis. Explore our public collection or contact us for whitepapers, webinars, and other resources. 

ReFlections

Explore the industry's premier medical underwriting publication. 

Explore the ReFlections Series

Product Trends

Investigate product development trends and developments from around the world. 

Explore the Product Trends Series

Global Claims Views

Delve into claims management issues with experts. 

Explore Global Claims Views