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TransUnion TrueRisk® Life Group 



TransUnion TrueRisk® Life Group is a credit-based group insurance score that provides behavioral insight into underwriting.

Developed by TransUnion and validated by RGA, TrueRisk®  Life Group is a credit-based insurance score that is proven to be highly predictive of mortality and morbidity for groups of insureds. The score aggregates individual TrueRisk®   Life scores to produce a single group risk score. TrueRisk® Life Group enhances existing underwriting information by addressing the behavioral side of risk and providing a more holistic view of the group risk pool. This vital piece of evidence will allow carriers to remain competitive and provide more accurate pricing to groups of insureds.

Marketed exclusively by RGA, TrueRisk® Life Group adds a new dimension to risk assessment by leveraging the extensive TransUnion credit database to uncover new ideas for application strategies across various lines of business, including strategies for new business, renewals and more.

TransUnion TrueRisk®  Life Group offers:
  • Data points that likely do not exist in your existing pricing basis, yielding the ability to adjust pricing using sound science
  • New insights that can be applied to an existing rate basis or used with underwriter discretion
  • A route to unearth new perspectives on application strategies, including renewals, benefit enrichment, and rate guarantee extensions
  • A path to increased close ratios, expansion opportunities, and more competitive group insurance pricing

Get a competitive pricing advantage in a commoditized market with RGA Group RiskDimensions®

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Contact Our Experts

  • Neil Muller

    Neill Muller

    Vice President
    Data Commercialization
    Send email >
  • Melissa Tilford

    Melissa Tilford

    Vice President, Reinsurance Underwriting
    U.S. Group Reinsurance

    RGA
    Send email >