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De-risk your defined benefit plan with pension risk transfer (PRT) strategies from RGA. 


Institutions are increasingly seeking to transfer all or a portion of long-term pension plan risk.  As one of the world’s largest and most highly respected reinsurers, RGA has decades of experience mitigating longevity exposure. 

We are known among pension plan sponsors and professionals for competitive and customizable solutions, unique mortality insights, extensive experience in PRT risks, execution certainty, and financial strength. Partner with us to bring peace of mind to sponsors and participants alike.  

Pension Risk Transfer (PRT)

Eliminate investment, interest rate, longevity, and early retirement risks through pension plan risk transfer.

Annuitants

Are you an annuitant? Find more information on your benefits and servicing options.

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Supported by Strength

RGA is a market leader in addressing longevity and pension risk transfer needs, from transacting with traditional insurance companies, banks, and pension plans to reinsuring business globally. Our strong financial performance is driven by our multi-channel business model, prudent risk management, and ability to maintain differentiated capabilities on both sides of the balance sheet.

Explore our Financial Strength

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Certainty, Focus, and Speed 

At RGA, we combine deep industry experience with a relentless focus on new ideas that shape the pension risk transfer landscape. We have the resources, experience, and management expertise to successfully design, execute, and close transactions. 

Contact Us

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Group annuity contracts and certificates are issued by RGA Life and Annuity Insurance Company (RGA Life), RGA Reinsurance Company (RGA Re), or Aurora National Life Assurance Company (Aurora). Home office for all three companies: 16600 Swingley Ridge Road Chesterfield, MO 63017. RGA Life, RGA Re, and Aurora are each solely responsible for their respective financial conditions and contractual obligations. 

RGA Life is licensed in 49 states, the Virgin Islands, and the District of Columbia. RGA Life is not licensed in New York. RGA Re is licensed in 48 states and the District of Columbia. RGA Re is not licensed in New York or Maine.  Aurora is licensed in 49 states and the District of Columbia. Aurora is not licensed in Minnesota.

RGA Life California License #6474-1, RGA Re California License # 3257-3 and Aurora California License #1678-2.
Only Aurora National Life Assurance Company is authorized to do business in New York. Group annuity contracts and certificates are issued by Aurora National Life Assurance Company in the state of New York.  

None of RGA Life, RGA Re, and Aurora, nor their respective affiliates or representatives, provide legal or tax advice. Consult your personal advisors for legal or tax advice.