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Underwriting
RGA places the client at the center of our business model.
We are a global leader in life and health underwriting, honored repeatedly for world-class service, global leadership in facultative large case underwriting and substandard risk assessment, and industry-leading training and insights. We are vested in your success and focused on customizing solutions to meet your needs.
You Have Challenges.
RGA Solves Them.
Automated Underwriting | AURA NEXT
Experience faster, data-driven underwriting decisions without sacrificing accuracy or discipline. AURA NEXT is a SaaS-based automated underwriting solution for life and health insurers, using advanced, reflexive interview questions and incorporating deep underwriting and behavioral science insights from RGA.
Global Underwriting Manual (GUM)
Insurers need confidence that the underwriting manual they use is the right one. With RGA’s Global Underwriting Manual (GUM), insurers have the power of a recognized global leader with them every step of the way.
Learning Gateway
Whether you are new to the industry or a seasoned professional, RGA’s Learning Gateway is your home for on-demand e-learning excellence. With a click, build knowledge on foundational topics and emerging trends anytime, anywhere around the world, through desktop or mobile devices.
Why Partner with RGA?
Explore AURA NEXT
Work smarter, not harder, with a leading SaaS-based automated underwriting and decision management solution for life and health underwriting. AURA NEXT is built for what’s next. Experience faster, data-driven underwriting decisions – without sacrificing accuracy and underwriting discipline. With more than five million applications processed annually, AURA NEXT offers automated underwriting and decision management for the digital age.
RGA's Global Underwriting Manual
Underwriters are constantly under pressure to make the right decisions – and make them quickly – to support profitable and sustainable business. At RGA, we understand those challenges and what it takes to be successful in the rating of complex risks. RGA’s Global Underwriting Manual (GUM) is based on data, expert opinion, clinical research, and local market knowledge. This is combined with RGA’s proprietary ratings development process. Benefit from a more nuanced understanding of complex risks through the leading research-based manual.
Meet the U.S. Underwriting Team
For 50 years, RGA has been laser-focused on serving our clients through underwriting innovation. Equipped with world-class underwriting talent and leadership, along with a comprehensive ecosystem of capabilities and partnerships, RGA helps clients manage challenges, position them for growth, and provide more cover to more families.
Get to Know U.S.
Let's Connect
Peter Barrett
Senior Vice President and Global Head
Underwriting, Claims and Medical
Underwriting, Claims and Medical
Our Team is Here to Help
Our combination of global mortality expertise and local insight is entirely unique. RGA has amassed one of the largest mortality databases in the world, and we combine this insight with deep knowledge of local market drivers. Curious? Contact us.
More Insight from RGA
