Japan

RGA Reinsurance Company
Japan Branch

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RGA is recognized for our expertise in Underwriting/Biometric risks, Financials Solutions, and Product Development.

RGA began operating in Japan in 1995 through a representative office in Tokyo. The company became the first foreign-based life reinsurance company to be granted a full license to operate in Japan in 2003. While we first distinguished ourselves through exceptional underwriting, RGA is recognized today for deep expertise across a range of biometric risks and global leadership in financial solutions; our integrated investment capability positions RGA Japan to leverage this expertise to provide support for product development. 

For the sixth consecutive year, RGA was rated #1 in 2024 by insurers in Japan on NMG Consulting’s All Respondents Business Capability Index. A leading life reinsurer, RGA operates from a position of financial Strength, and our team of over 100 employees in Japan offer exceptional client solutions such as Yearly Renewable Term reinsurance and Coinsurance.

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Leadership and Location

RGA Reinsurance Company
Japan Branch

Midtown Tower 41F
9-7-1 Akasaka Minato-Ku
Tokyo 107-6241
Japan

T 813.3479.7191
813.3479.7196

Kazuko Sawada
Kazuko Sawada

Head of Japan & Legal Representative
RGA Japan

Meet the Team

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About Us

RGA is one of the leading financial solution providers. Our expertise in mortality and living benefit risks, extensive knowledge of local markets, and global best practices, coupled with our long-standing integrated investment capability, position RGA Japan to offer a range of solutions that respond to clients’ specific capital needs and challenges. These include:

  • Asset-Intensive Solutions
  • Longevity Solutions
  • Capital Solutions 

Explore Financial Solutions

RGA Japan is one of the leading facultative underwriting providers in Japan. Globally, RGA has one of the most experienced underwriting teams; the company is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. To help clients solve challenges in underwriting, RGA offers the following:

  • Innovative e-underwriting solutions based on our expertise in underwriting and data analytics
  • Better and faster underwriting decisions, with greater consistency
  • Global Underwriting Manual
  • Underwriting criteria development for a new product or distribution
  • Underwriting literature reviews

Learn more on our Underwriting page. 

RGA is highly regarded for product development, with a proven record. We partner with clients, offering knowledge and expertise in market surveys, product design, pricing, underwriting, and claims. RGA can guide you through virtually every aspect of the product development cycle.

To support clients in product development, RGA offers expertise in:

  • Voice-of-the-customer (VOC) consulting
  • Experience analysis
  • Underwriting (underwriting guideline improvement, e-underwriting solutions)
  • Reinsuring new risks
  • Developing pricing basis
  • Setting up competitive guaranteed interest rates
  • Competitive benchmarking
  • Capital and risk management expertise

 

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Explore Our Solution Finder


RGA is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital.

RGA is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 


Explore Products and Services

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Explore RGA's Knowledge Center

Looking for insight? RGA has ranked #1 in thought leadership and knowledge for seven consecutive years in NMG Consulting's Global Life & Health Reinsurance Study. Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer, including specialized publications.    


Learn More

 

Our Experts Can Help

We are eager to engage with clients to address the industry’s most pressing challenges together. In 2024, RGA was rated #1 for the 14th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let’s talk. 


Contact Us     

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Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. RGA’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight