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  • March 2011
  • 1 Minute

Mining Social Networks

Useful or a Waste of Time?

In Brief
Underwriters should weigh these factors when applying information from social media in underwriting decisions. 
The use of information from social networks has been a frequently debated topic in the insurance industry. Underwriters are asking, with increasing frequency, whether the Internet’s vast reach now makes it a valid information resource for applicants’ vocations, vacations, and avocations. Underwriters should take a case by case approach, weighing information against his or her experienced judgment. 

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Reprinted with permission of ON THE RISK, Journal of the Academy of Life Underwriting (www.ontherisk.com).