Underwriting
  • Videos
  • September 2025

Video: The Truth on Untruths With Self-Disclosed BMI

By
  • Rosmery Cruz
  • Jacqueline Waas
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Quick Takes logo of Rosmery Cruz and Jacquelyn Waas
In Brief

A new RGA study reveals 31% of applicants underreport their weight. Digital evidence and behavioral science techniques can help underwriters find the truth.

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Meet the Authors & Experts

ROSEMARY CRUZ
Author
Rosmery Cruz
Executive Director, Behavioral Data Science, Global Research and Development, RGA
Jackie-Waas
Author
Jacqueline Waas
Vice President, Underwriting Research and Development, US Individual Life