This article summarizes RGA’s modeling of how GLP-1s and other incretin-based therapies may shape future mortality by comparing outcomes with and without anti-obesity medications across major insurance markets and scenarios.
This article was originally publishe...
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As Asia ages at an unprecedented speed, this article, which originally appeared in Asia Insurance Review, highlight...
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Reducing unnecessary refer to medical director (RMD) responses represents one of the most impactful ways to improve automated underwriting (AU) performance. A new paper from RGA explains how, by refining impairment criteria, adding targeted reflexives, and grounding ...
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Disability and life claims fraud rarely looks dramatic, but the impact on insurers’ loss ratios, pricing, and customer trust is enormous. Many organizations still under-detect fraud because of structural silos, misaligned incentives, cultural hesitancy, and underused...
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Market forces – from economic pressures and customer expectations to technological advances and changing demographics – have converged to make partnerships vital to insurance innovation and business growth. This article features insights derived from a joint presenta...
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Asset‑intensive reinsurance has evolved into a strategic risk‑management tool for insurers navigating market volatility and long‑duration liabilities. It offers a way to reallocate investment and liability risks to specialized partners better positioned to manage the...
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RGA is back with a new Quick Takes video, exploring how behavioral science can help insurers and retirement providers sell simplicity — without oversimplifying.
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Successful pension risk transfer outcomes depend on strategic transaction structuring, high-quality data, and clear participant communication. Early planning helps sponsors manage complexity and execution.
Digital underwriting evidence continues to grow in volume and complexity. RGA’s new Digital Underwriting Evidence (DUE) Playbook provides insurers with a structured, disciplined way to match the right evidence to the right underwriting question.
In this Q&A originally published in the program for the inaugural Life-Re Europe conference, RGA leaders Jonathan Porter and Cormac Galvin discuss the growth and future of asset-intensive reinsurance in Continental Europe.
RGA monitors global life and health insurance product launches every quarter, across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.
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RGA Korea CEO Michael Shin tells Asia Insurance Review that while South Korea’s critical illness market is among the world’s most developed, insurers must pivot from price‑driven competition to holistic, longevity‑focused solutions to close protection gaps i...
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Explore how simplified issue can complement traditional underwriting to drive growth, improve customer experience, and responsibly expand access to life and health insurance.
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Mortality slippage can originate from changes in risk selection and risk classification. Assessing the slippage from the two sources involves very different assumptions. By understanding where assumptions matter most – and where they matter less – insurers can evalua...
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When RGA Vice President of AI Innovation Jeff Heaton watched his wife, Tracy, lose movement in half her face after surgery to remove a benign brain tumor, he couldn’t accept “wait and see” as the only answer. Jeff collaborated with one of the top facial reanimation s...
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The updated AHA/ACC dyslipidemia guideline broadens cardiovascular disease prevention beyond LDL‑C by emphasizing atherogenic particle burden, genetic risk from lipoprotein(a), and the PREVENT risk calculator – potentially improving health outcomes and enabling earli...
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RGA Vice President and Actuary Taylor Pickett breaks down the research that went into the new Digital Underwriting Evidence (DUE) Playbook and how your business can benefit from it.
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