Female hugging
Articles December 2025
Delayed Recovery in Mental Health Claims: Rethinking the role of secondary gain
Mental health claims can become prolonged and complex when recovery stalls despite appropriate treatment, creating challenging scenarios for claims adjudicators who must balance responsible claim management with effective customer support. This article explores how seco... Read More
Kaitlyn Fleigle
Videos December 2025
Video: A Turning Tide on Substance-Related Mortality?

RGA actuary Kaitlyn Fleigle delivers the findings that detail declining drug overdose deaths in each of the past two years. But there’s more to the story. 

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Man in red shirt looking unhappy and sad.
Research and White Papers December 2025
Under Pressure: Millennials’ mental health disability claims soar

Mental health claims among millennials are surging across Australia and New Zealand, driven by social and economic stressors – from cost-of-living pressures to digitally driven disconnection. Insurers are responding with innovative product design, data-driven underwr...

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A chip in a computer
Articles December 2025
AI Upskilling in Insurance: Boosting careers and building business

Insurance professionals who invest in AI training are already seeing measurable career benefits. The companies that employ them are also benefiting.

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Test tubes and beakers
Articles December 2025
Evaluating Biometric Trend Drivers

A new RGA white paper offers insights on how actuaries can update mortality improvement assumptions to reflect new drivers such as anti-obesity medications or improved cancer detection.

 

 

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Washington, DC, and the Capitol at night
Articles December 2025
Bipartisan FSOC Bill Would Safeguard Insurers from Federal Overreach

A new bill, HR 3682, would ensure state insurance commissioners remain involved in discussions about financial stability in the insurance sector and counteract a shift toward industry oversight by the US Federal Reserve.

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Exterior photo of Dubai
Articles December 2025
New Year to Showcase the Middle East as an Insurance Market on the Move

The Middle East insurance market is set for growth in 2026, fueled by regulatory expansion, digital innovation, and rising demand for private healthcare. With billions in new gross written premiums expected, insurers can look to modernize infrastructure, embrace AI, ...

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Woman putting a Swiss flag on a conference table stand next to EU flag
Articles December 2025
RGA and Allianz Break New Ground in Asset-Intensive Reinsurance

RGA’s recent deal with Allianz Suisse points to the growing role of asset-intensive reinsurance (known also as funded re or full-risk co-insurance) as an efficient and resilient tool for capital and risk management for insurers of all sizes across Continental Europe....

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Woman taking notes
Articles December 2025
Q&A with Luis Garcia: Inside Latin America’s growing group life market

The group life insurance market in Latin America is poised for growth, with technology advancements helping improve customization to meet the changing needs of an aging population. 

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Robotic hand using a computer mouse
Articles November 2025
GenAI in Insurance Update: Q4 2025

Following the launch of ChatGPT in November 2022, the past three years have seen rapid, dramatic changes in the realm of GenAI, leading to advanced capabilities and increased awareness surrounding accuracy and accountability.

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Weight scale and measuring tape
Articles November 2025
Reframing Obesity as a Treatable Condition
With obesity now a global epidemic, treating it as a medical condition represents a paradigm shift in healthcare. The emergence of anti-obesity therapies, combined with growing evidence of mortality and morbidity reductions from weight loss, signals a new era that requi... Read More
Open pill bottle with pills on table
Research and White Papers November 2025
A Turning Tide? How Insurers Can Navigate an Evolving Substance Use Crisis

A new SOA/RGA study shows that after years of rising drug overdose deaths, preliminary 2024 data indicate a potential turning point, with the first sustained decline in more than two decades. The analysis also found that alcohol presents mortality impacts relevant to...

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Jackie Waas Quick Takes logo
Videos November 2025
Video: Inside Your Digital Underwriting Evidence Toolbox

An RGA study demonstrates how choosing the right forms of digital underwriting evidence can significantly improve mortality outcomes in life insurance underwriting.

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GLP-1 shots with a red tape measure
Research and White Papers November 2025
RGA GLP-1 Study: Weighing the Evidence

A new RGA study quantifies the expected impa...

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Digital pill
Research and White Papers October 2025
RGA Brief: Insurance and the AI Revolution in Drug Manufacturing

This article, from RGA's ReFlections new...

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Using a phone to take an image of a wound on an arm
Research and White Papers October 2025
RGA Brief: AI Breakthrough – First autonomous diagnostic tool

In this article from RGA’s ReFlections

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A father and son fishing on a dock
Publications October 2025
ReFlections: Volume 66, October 2025

Explore in-depth articles on important medical topics and stay up to date on a range of hot-button issues impacting life and health insurers, from the reclassification of several oncology codes to the use of AI with drug manufacturing.

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Taylor Pickett Quick Takes Logo
Videos October 2025
Video: Uncovering Undisclosed Tobacco Use

RGA studies reveal how insurers can leverage behavioral science and digital evidence to detect undisclosed tobacco use in accelerated underwriting.

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