Cancer T-cells
Research and White Papers October 2026
RGA Brief: World’s First Cell Therapy Against GVHD

This article, from RGA’s ReFlections, discusses how the FDA’s approval of TREGZI highlights the rapid evolution of cell-based therapies beyond canc...

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Holding a tablet with cardiac stats
Research and White Papers October 2026
RGA Brief: World’s First AI Tool for Early Detection of Heart Disease

This article, from RGA's ReFlections, highlights how AI is opening new possibilities in cardiovascular health, with emerging tools helping clinicia...

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Tablet showing patient chart
Research and White Papers October 2026
The Box is Open: AI in medicine and the new demands of judgment

This article, from RGA’s ReFlections, explores how AI is already improving medical care and efficiency, but its greatest long-term value will depen...

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Lab technician with test tubes
Research and White Papers October 2026
The Next Era of Cancer Care: Earlier detection, more precise treatment, better outcomes

ASCO 2026 showcased how advances in tumor biology, genomic testing, and innovative treatment strategies are reshaping the oncology landscape. This article, from RGA’s

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Elderly care for woman in the kitchen
Research and White Papers October 2026
Older-Age Underwriting: Rethinking mortality risk

This article, from RGA’s ReFlections, shows that as longevity reshapes insurance markets, underwriting for older applicants must move beyond standa...

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Woman sitting on a rock at a lake
Publications October 2026
ReFlections: Volume 69, October 2026

Explore in-depth articles on important medical topics and stay up to date on a range of hot-button issues impacting life and health insurers, including AI’s role for clinical and insurance medicine, older-age underwriting challenges, and cancer care highlights from t...

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Mexico City street
Articles October 2026
Affordability Poses a Challenge in Mexico’s Major Medical Market

Major medical insurance in Mexico continues to experience strong demand and premium growth, but rising medical costs are eroding technical profitability and putting pressure on long-term sustainability.

This article was originally published in Spanish in Ao...

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Two road diverging at night
Articles October 2026
Different Roads, Similar Expectations: Funded re in the UK and Japan

The UK and Japan are taking different regulatory approaches to funded reinsurance, but regulators in both markets increasingly expect firms to demonstrate control over the same fundamental risks. Future success may depend on transparent, well-capitalized counterparti...

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Colleagues brainstorming
Publications October 2026
Product Trends Around the World: Q3 2026

RGA monitors global life and health insurance product launches every quarter across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

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A middle-aged man and woman walking through a carnival
Research and White Papers October 2026
A Tale of Two Retirements: Why decumulation needs a flex-then-fix model

The UK's shift from defined benefit to defined contribution pensions has transferred difficult retirement decisions from employers to individuals. A “flex-then-fix” framework divides retirement into two broad stages, matching drawdown to the flexible expenditure of h...

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Young team of professionals laughing
Articles October 2026
Beyond Resilience: Creating a sustainable future for claims assessors

Alongside increased technical requirements, insurance claims assessors face growing emotional demands as they regularly support people through major life challenges. Building a sustainable claims profession requires providing the necessary mental health and wellbeing...

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plastic heart
Articles October 2026
RGA Brief: Redefining a Heart Attack

The new categorization for myocardial infarction (heart attack) could have an impact on diagnosis and treatment, and improved standardization of the diagnosis of myocardial infarction clinically and for research purposes. But while definitions are important clinicall...

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Two people talking
Articles October 2026
Tough Customer Conversations: Turning discomfort into constructive dialogue

Difficult claims conversations often carry emotional weight for the claimant and assessor. Behavioral science offers practical ways to reduce any threat, build trust, and simplify communication so customers can better understand what is happening and what comes next....

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An Asian nurse in blue scrubs visits with an elderly female Asian patient, with a red oxygen tank nearby.
Articles October 2026
Redesigning CI for Risk, Pricing, and Sustainability in APAC

Part 1 of this article series explored how medical science is reshaping the critical illness (CI) landsca...

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A senior couple sit on a park bench in fall beneath a red umbrella
Articles September 2026
Regulatory Update: Asset-intensive reinsurance and retirement security

As retirement protection gaps grow, regulators are taking a closer look at asset-intensive reinsurance. The key challenge is balancing effective oversight with the industry's ability to provide retirement income solutions.

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Rosmery Cruz Quick Takes logo
Videos September 2026
Video: Annuities — From Confusion to Comprehension

In this brief video, RGA's Rosmery Cruz discusses how simplified, better-framed communications can improve soon-to-be retirees' willingness to choose annuities. 

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Articles September 2026
Medical Advances: Why critical illness insurance must evolve

Part 1 of this article series explores how medical science is reshaping the critical illness (CI) landscape. Part 2 turns to actuarial science – because even the most clinically sophisticated CI product will fail if it cannot remain affordable, sustainable, and fit f...

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Stock market board numbers
Articles September 2026
Healthcare Costs: Emerging drivers and management strategies
Healthcare costs continue to rise as medical innovation, technology, and policy changes reshape the healthcare landscape. To remain competitive and sustain access to care, payers must better understand emerging cost pressures and take a more proactive role in managing a... Read More
medical exam
Articles September 2026
Glomerular Disorders: Clinical evidence made clear
Glomerular disorders can present with widely varying clinical courses, complicating consistent risk assessment. Key prognostic indicators can influence outcomes while updated underwriting guidance can support clearer, more efficient decision making. Read More