Nurse and doctor looking at chart
Articles September 2026
Medical Gray Zones in Life Risk Assessment
In life and health underwriting, some of the most challenging cases arise from findings that sit in the space between normal and abnormal. Three case examples highlight how careful interpretation of medical evidence can expose risks that may otherwise be overlooked. Read More
Dr. Dave Rengachary
Videos September 2026
Video: A Healthy Look at Wellness

In this brief video, RGA's Dr. Dave Rengachary highlights the challenges insurers face when trying to transition wellness programs from idea to measurable business strategy. He uses a real-world example to highlight the components for successful execution: personaliz...

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Articles August 2026
RGA Fraud Conference 2026: Session insights

At the 14th annual RGA Fraud Conference, one theme surfaced across many sessions: Identity has become the front line of fraud prevention. Insurers must combine technology, analytics, collaboration, and human judgment to answer the industry’s most fundamental question...

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Lab technicians examing samples under a microscope
Articles August 2026
What Hantavirus and Ebola Outbreaks Remind Us About Pandemic Risk

Recent outbreaks of hantavirus and Ebola have drawn global attention, not because they are likely to become pandemics, but because they underscore the continuing need for strong surveillance, rapid response, and effective outbreak control when emerging infectious thr...

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Staircase with red carpet
Articles August 2026
The SI Renaissance: A new era for simplified issue

As shifts in consumer expectations, distribution preferences, and underwriting capabilities reshape the life insurance market, SI is re-emerging as a practical way to reach underserved customers and close protection gaps.

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A traditional junk boat with red sails cruises the Hong Kong harbor at sunset
Research and White Papers August 2026
Climate Risk and Critical Illness in Hong Kong: What could change by 2050?

Climate change could ...

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Needle in a vial of medicine
Articles August 2026
FDA Peptide Debate Points to Broader Trend for Insurers

Debate over FDA oversight of peptides reflects a broader shift toward consumer-driven health optimization that could affect the insurance industry. The key question is not simply whether peptides work but how rapidly emerging wellness interventions can influence heal...

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A woman's hand touching an Ai icon
Research and White Papers August 2026
Inside the Study: Underwriting’s future is taking shape, but risks remain

A first-of-its-kind RGA collaboration with AWS at an AHOU 2026 session revealed a clear message: The future of underwriting is already taking shape, with strong alignment around data, AI, and speed as the defining trend. What remains unclear is how organizations will...

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A young couple meets with an insurance advisor
Articles August 2026
Agents and Bancassurance Can Unlock the Potential of Southeast Asia

In this article for Asia Insurance Review, RGA’s Sainthan Satyamoorthy explores why tailored solutions, trusted distribution channels, and stronger advisory capabilities are key to accelerating insurance growth across Southeast Asia.

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A drop of blood being put on a slide under a microscope
Articles August 2026
Early-Onset Cancer Is Reshaping Risk: A look into the research

New RGA research examining U.S. cancer mortality and incidence trends reveals a shifting landscape. While overall cancer mortality has declined significantly during the past two decades, deeper analysis shows slowing mortality improvements, rising incidence among you...

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Man and woman reading a red book together
Articles August 2026
GenAI in Insurance Update: Q3 2026

As GenAI has evolved, so has the vocabulary used to describe it. Understanding this vocabulary is essential for evaluating solutions and managing the transition from AI as a chatbot to AI as more of a governed digital workforce.

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Kaitlyn Fleigle Quick Takes logo
Videos August 2026
Video: The Early Exit – Insights into Lapse Behavior

RGA's Kaitlyn Fleigle shares insights from a new analysis of more than 9.2 million policies in the MIB In Force Data Vault, uncovering meaningful patterns in early lapses.

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Man pausing during a hike in the woods
Research and White Papers August 2026
How Behavior-Aware Design Can Boost Annuities for Retirees

Despite their usefulness, annuities are a minority choice for retirees with defined contribution (DC) plans. RGA’s research found that behavioral science-informed changes to how annuity products are positioned can improve comprehension, mitigate biases, and increase ...

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Senan at RGA HQ
Articles July 2026
Five Needs to Create a Highly Successful Career in Insurance

Senan O’Loughlin is RGA’s Executive President and Head of Americas, overseeing the company’s business lines across North and South America. He recently sat down with Authority Magazine’s Rachel Kline for this interview, originally posted on the maga...

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Woman looking at a computer monitor
Research and White Papers July 2026
Reimagining Model Validation: Innovative approaches in the age of GenAI
RGA developed and applied a pragmatic, outcome-focused validation approach to assess the DigitalOwl underwriting tool, an RGA-implemented solution leveraging a third-party vendor GenAI model to streamline the underwriting process. The findings: Insurance carriers can ri... Read More
People in an office gathered around a table
Publications July 2026
Product Trends Around the World: Q2 2026

RGA monitors global life and health insurance product launches every quarter across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

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Middle-aged woman outside enjoying nature
Articles July 2026
When Money Runs Out: The forces hampering lifetime-income adoption in the U.S.

The challenge is no longer just saving for retirement but converting those savings into a reliable paycheck that lasts for life. Yet despite growing awareness of the risk of depleting assets too soon, adoption of guaranteed lifetime income solutions remains low. The ...

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A man shopping for alcohol with a red basket
Research and White Papers July 2026
Mortality Impact of Indirect Alcohol Biomarkers
Alcohol-related biomarkers can provide valuable clues about underlying health risk, but their predictive value depends on how they are interpreted together. In line with RGA’s data-driven approach to risk assessment, this study reviews the evidence behind three commonly... Read More
Doctor holding a red measuring tape
Articles July 2026
Measuring Mortality Slippage in Accelerated Underwriting
As accelerated underwriting continues to evolve, insurers need practical monitoring frameworks that connect underwriting decisions to financial outcomes and support more informed program design. Read More
Thumbnail Image for the AI and Medical Science Early Applications and Lingering Questions video
Videos July 2026
Video: AI and Medical Science Early Applications and Lingering Questions

RGA Vice President and Global Medical Director Dr. Georgiana Willwerth and RGA Vice President and Senior Technical Medical Director Dr. John Lefebre discuss how AI is transforming clinical medicine, its applications in life insurance underwriting and claims, and its ...

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