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Explore in-depth articles on important medical topics and stay up to date on a range of hot-button issues impacting life and health insurers, from the impact from early-onset colorectal cancer to the risks associated with polypharmacy.

A recent RGA paper explores how vaping has emerged as a complex and uncertain risk for the Asia Pacific region, presenting evolving challenges for insurers as health effects, regulations, and usage patterns continue to shift.

Analysis of more than 9.2 million policies from the MIB In Force Data Vault reveals further insights into two nuanced lapse behaviors beyond aggregate lapse rates – the lapsing of multiple policies and early lapsation. These highlight important considerations for pri...

In this review, RGA's Chris Falkous assesses the possible impact climate change could have on future mortality in the UK by 2050. The overall impact of quantifiable physical risks on mortality in the UK is anticipated to be a relatively modest reduction to morta...

Underwriting has seen many waves of change – the AI boom being the latest. History highlights one truth: Underwriters themselves always remain a vital part of the insurance equation.

RGA monitors global life and health insurance product launches every quarter, across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

RGA's Sunil Sharma tells Asia Insurance Review that life and health reinsurers in India play a crucial role in making insurance more equitable, sustainable, and available across diverse income groups.

“Simplicity” in insurance and financial services does not always mean shorter, faster, or with fewer features. RGA research shows it is about creating order from the complex.

Success with artificial intelligence (AI) requires more than technology. Insurers should address seven critical workforce, culture, and process factors to avoid costly missteps and unlock AI’s full potential.

RGA Senior Writer John Agliata shares his story of a disability claim following neck surgery and couples it with insights from RGA Canada’s Dr. James Kim on promoting safe, expedient return-to-work.

Younger consumers are delaying traditional life milestones such as marriage and parenthood, contributing to a decline in life insurance ownership. Despite strong interest, actual purchases remain low. RGA research identifies four key product design considerations – r...

Digital underwriting is reshaping risk assessment by integrating diverse data sources. These tools offer unprecedented insight but also introduce complexity, regulatory scrutiny, and the need for critical thinking. Success depends on balancing innovation with complia...

Traditional measurements of disability claims success – such as cases closed, keystrokes, and return-to-work percentages – are being surpassed by metrics that take into account increasing case complexity and a focus on quality, sustainable results. 

New RGA research shows that achieving maximum benefit from digital underwriting evidence (DUE) does not always require applying all types of DUE. Scenarios exist where cutting DUE costs dramatically results in only small decreases in mortality protection.