Robot typing on laptop
Articles February 2026
What is Artificial General Intelligence (AGI) and What Will It Mean for the Insurance Industry?
Artificial general intelligence (AGI) represents the next evolutionary step beyond today's narrow AI systems, promising to create unified models that can adapt to new challenges without requiring human programming to connect specialized functions. Read More
Israel Rameriz Quick Takes logo
Videos February 2026
Video: Inside the Latin American Insurance Opportunity
Latin America has emerged as one of the fastest‑growing insurance markets worldwide, presenting significant opportunities for insurers seeking expansion. In this brief video, RGA Pricing Director Israel Ramirez breaks down the forces driving this momentum. Read More
Doctor pointing to a model of the colon
Research and White Papers February 2026
Early-Onset Colorectal Cancer and Implications for the Life Insurance Industry

Early-onset colorectal cancer is reshaping how insurers assess and manage risk, prompting shifts in underwriting, product design, and wellness strategy. This article, from RGA's

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Woman asleep while wearing a breathing mask
Research and White Papers February 2026
Obstructive Sleep Apnea: A review of current treatment options

Current treatment approaches for obstructive sleep apnea focus on reducing airway obstruction, improving sleep quality, and mitigating long‑term health risks. This article, from RGA's

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Research and White Papers February 2026
RGA Brief: AI Cuts Waste in Organ Donation
This article, from RGA's ReFlections news... Read More
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Research and White Papers February 2026
RGA Brief: AI Versus Superbug

This article, from RGA's ReFlections n...

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Publications February 2026
ReFlections: Volume 67, February 2026

Explore in-depth articles on important medical topics and stay up to date on a range of hot-button issues impacting life and health insurers, from the impact from early-onset colorectal cancer to the risks associated with polypharmacy.

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Tolerance Bridge in Dubai
Articles February 2026
Population, Economic Growth Accelerate Middle East Insurance Opportunity
Growing market size and increased urbanization are cre... Read More
Red vape
Research and White Papers February 2026
How Vaping Is Changing the Dynamics of Insurance

A recent RGA paper explores how vaping has emerged as a complex and uncertain risk for the Asia Pacific region, presenting evolving challenges for insurers as health effects, regulations, and usage patterns continue to shift.

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Red illuminated exit sign
Research and White Papers February 2026
The Early Exit: Unpacking lapse behavior with MIB’s In Force Data Vault

Analysis of more than 9.2 million policies from the MIB In Force Data Vault reveals further insights into two nuanced lapse behaviors beyond aggregate lapse rates – the lapsing of multiple policies and early lapsation. These highlight important considerations for pri...

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Flooded street by London flats
Research and White Papers February 2026
Climate Change Mortality Risk: United Kingdom

In this review, RGA's Chris Falkous assesses the possible impact climate change could have on future mortality in the UK by 2050. The overall impact of quantifiable physical risks on mortality in the UK is anticipated to be a relatively modest reduction to morta...

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Rendition of brain, half human, half technology
Articles February 2026
From Fear to Fortune: Embracing the evolution of underwriting

Underwriting has seen many waves of change – the AI boom being the latest. History highlights one truth: Underwriters themselves always remain a vital part of the insurance equation.

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Mark James and Richard Schroeder discuss AI in underwriting
Videos January 2026
Video: AI in Underwriting
In this brief video, RGA's Mark James and Rich Schroeder delve into AI's impact on insurance evidence and data structuring. They highlight how AI-assisted underwriting has ushered in a new era  Read More
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Publications January 2026
Product Trends Around the World: 2025 Q4

RGA monitors global life and health insurance product launches every quarter, across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

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RGA's Ron Herrmann talking
Articles January 2026
Life Insurance Industry Overview: Insights from Ron Herrmann
Ron Herrmann, President RGA Re and Executive Vice President RGA, shares his insights on the current state of the insurance industry as part of LIMRA's annual FORECAST survey. To view the full FORECAST report, Read More
An Indian family pauses during their lunch to take a selfie photo
Articles January 2026
Reinsurers Can Help Expand Insurance Reach and Awareness in India

RGA's Sunil Sharma tells Asia Insurance Review that life and health reinsurers in India play a crucial role in making insurance more equitable, sustainable, and available across diverse income groups.

 

 

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Two pilots in a cockpit with a ton of controls and knobs and gauges
Articles January 2026
Selling Simplicity in Life Insurance and Retirement Products

“Simplicity” in insurance and financial services does not always mean shorter, faster, or with fewer features. RGA research shows it is about creating order from the complex.

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Articles January 2026
Top Emerging Risks for Life and Health (Re)insurers
In an interview with Insurance Thought Leadership, RGA’s Sandra Said discusses key emerging risks for the ... Read More
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Articles January 2026
Seven Pillars to Build Now for Greater Success with AI in Insurance

Success with artificial intelligence (AI) requires more than technology. Insurers should address seven critical workforce, culture, and process factors to avoid costly missteps and unlock AI’s full potential.

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