Djiraj Goud

Dhiraj P. Goud


Regional Head of Technical Oversight
and Digital Underwriting Solutions, Asia

Dhiraj Goud, M.D., is Regional Head of Technical Oversight and Digital Underwriting Solutions, Asia, for RGA. Drawing on his more than 17 years of experience in medicine and life and health insurance, Dhiraj is responsible for oversight of product frameworks and underwriting best practices in Asia, and supports the development and implementation of underwriting and business solution projects in Korea and India. Dhiraj also leads the strategy and delivery of regional digital underwriting solutions throughout Asia aimed mainly to help clients achieve automation, improve efficiencies, and ultimately improve the customer journey. His responsibilities also include evaluating use of emerging medical technologies in life and health insurance. 

Dhiraj joined RGA in 2009 in India as the local lead for health underwriting and claims; he also provided product development support. Since joining the company, Dhiraj has served in many capacities, including International Medical Director, Product Underwriter, and, most recently, as Chief Underwriter for Southeast Asia before assuming his current role. 

Prior to joining RGA, Dhiraj worked for a direct insurer and another reinsurer in India. He holds a Bachelor of Medicine, Bachelor of Surgery degree, and a Master of Hospital Administration. He completed his post-graduate studies in radiology and post-graduate certificate program in strategic management at IIM Trichy.