Vice President
Head of Underwriting and Claims
Southeast Asia Markets
Drawing on more than 20 years of experience in medicine and life and health insurance, Dr. Dhiraj Goud leads underwriting and claims functions for RGA’s Southeast Asia operations. He is responsible for developing, implementing, and overseeing underwriting and claims standards, policies, and quality controls, ensuring alignment with best practices and regulatory requirements. He also drives transformation initiatives and supports product innovation across these functions.
Dhiraj began his RGA career in 2009 in India as the local lead for health underwriting and claims, contributing to product development efforts. He later joined RGA’s Asia Regional Underwriting team, supporting multiple markets and guiding product underwriting frameworks, philosophies, and best practices. Over the years, he has held several roles, including International Medical Director and Product Underwriter.
Prior to joining RGA, Dhiraj worked for both a direct insurer and another reinsurer in India.
He holds an MBBS degree and a Master of Hospital Administration. He also completed postgraduate studies in radiology and a postgraduate certificate program in strategic management at IIM Trichy in India.