Speaking Up

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Welcome to RGA Speak-Up. Success in the financial services industry is dependent upon a company's reputation for integrity.

As a result, each of us must take personal responsibility for conducting all of our business endeavors with honesty, candor, sincerity, and fairness, consistent with RGA's core values in support of protecting and enhancing RGA's reputation. RGA adheres to the highest ethical standards in all of its business dealings. This requires that the Company's business be conducted in accordance with all applicable laws and regulations and with the highest standards of business ethics. RGA as a global company must be sensitive to the cultures and customs of the countries where it operates and respect the communities and environments where it does business. The success of the Company's business depends on the reputation of the Company and its Workforce Members for integrity and ethical business conduct. Improper activities could harm the Company's reputation for integrity or otherwise result in adverse consequences.

Speaking up or Whistleblowing is making others aware that you believe the company, its management, or its employees are acting improperly in respect of EU law or other countries' laws where RGA International dac operates. 

To access the Speak-Up Hotline, visit http://bit.ly/RGASpeakUp. Confidential reports can be made online or by phone, 24 hours a day. Our Code of Conduct establishes these internal mechanisms for reporting concerns and reinforces every workforce member’s right to Speak Up, including Non-RGA staff, if we suspect or identify Wrongdoing or unethical behavior. Where RGA receives a Whistleblowing or Protected Disclosure alert RGA will acknowledge receipt of the alert to the reporting person within 5 to 7 working days of that receipt. RGA will also provide feedback, and actions taken or envisaged to be taken to the reporting person within three months of receiving the report.

RGA International Re operates a Speak-Up Policy to provide a safe mechanism for reporting and investigating suspected violations of law, rule, regulation, internal policy, or the Code of Conduct across Reinsurance Group of America, Incorporated and all of its subsidiaries and affiliates (“RGA”).

The Speak-Up Policy aims to ensure all Workforce Members and External Persons dealing with RGA feel supported in speaking up and reporting matters they suspect may involve improper, unethical, or inappropriate conduct;

The Speak-Up Policy applies globally to all Workforce Members throughout RGA. “Workforce Members” include any regular or temporary employee, contingent worker, contractor, consultant, or individuals representing or acting on behalf of RGA. The policy also extends to any party of a current or prior relationship with RGA (including, but not limited to, former Workforce Members, family members of Workforce Members, shareholders, vendors, and customers) who wish to raise a concern about possible misconduct within RGA.

In support of our Code of Conduct, we rely on each Workforce Member to maintain high standards and conduct business – wherever we do business – with honesty and integrity. This Website was created by RGA to provide a person wishing to speak up with the information and resources they may need to report conduct, activities, or behaviors a Workforce Member or Other Party may believe are inconsistent with applicable laws and regulations, RGA's Code of Conduct or any of RGA's policies and procedures.

The Code of Conduct applies globally to all workforce members throughout Reinsurance Group of America, Incorporated, and all of its subsidiaries and affiliates (RGA). Workforce members include any regular or temporary employee, contingent worker, contractor, consultant, or individuals representing or acting on behalf of RGA.

Find the RGA Code of Conduct.



Last Updated: December 2023