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Discover how RGA is your trusted partner in managing pension risks
in US pension
liabilities insured
former plan
participants protected
in global longevity
risk transfers
annuitants supported
globally
*as of 12/31/2024
Pension risk transfer, also known as pension de-risking, is a strategic solution to transfer the responsibility to make future benefit payments to an insurer through the purchase of a group annuity contract. This allows the pension plan sponsor to protect and secure the retirement benefits of participants while mitigating financial risks.
Transfer your pension liabilities partially or entirely to an insurer, ensuring long-term security for your retirees. RGA's pension buy-out solutions enable you to seamlessly transfer pension obligations to an insurer while safeguarding the benefits of your participants.
Retain your pension plan while transferring the risk to an insurer. Our pension buy-in solutions offer a secure income stream for your participants without relinquishing control of your plan.
RGA's robust financial backing ensures stability and security for plan sponsors and their beneficiaries.
RGA is known for ensuring plan sponsors are well-educated and confident in the PRT process.
Gain access to proprietary data and insights to inform strategies, complemented by robust underwriting capabilities. RGA brings over fifty years of experience in innovative and strategic pension risk transfer solutions. RGA is known for ensuring plan sponsors are well-educated and confident in the PRT process, whether it's an annuity buyout or a structured settlement buyout.
We have a reputation for excellence in managing and administering annuity benefits. RGA makes the de-risking process efficient and adaptable.
Kris Kerwin is Vice President of Business Development at RGA, specializing in financial solutions including longevity, asset-intensive solutions, and capital solutions.
A graduate of Concordia University in Montreal with a Bachelor of Science in Actuarial Mathematics, Kris joined RGA in 2007. He spent seven years in pricing, focusing on individual life insurance, critical illness, and group annuities. He then moved to corporate actuarial, handling non-traditional reserves, capital, and financing. In 2022, he joined the business development team, and in 2024, he transitioned to financial solutions.
Kris is a Fellow of the Canadian Institute of Actuaries (FCIA) and a Chartered Enterprise Risk Analyst (CERA). In his free time, he is a proud husband and father of five, and enjoys taking on sports challenges.
This material is intended for informational purposes only. Before entering into a transaction, a plan sponsor should consider the suitability of the transaction or strategy to your particular circumstances and independently review the financial risks as well as the legal, regulatory, investment, credit, tax, and accounting consequences.
