EMEA

Enrique Ruiz Martín is Managing Director for RGA International Reinsurance Company dac, Sucursal en España. Appointed to this role in 2015, he is responsible for the growth and development of RGA's business presence in the insurance markets of Spain and Portugal.

Enrique has more than thirty years of insurance industry experience. Prior to his current role, he spent five years as Vice President, Business Development and Chief Marketing Officer for the office, leading the development and implementation of the marketing strategy with a special emphasis on increasing awareness of the RGA brand.

Before joining RGA in 2010, he was General Manager of Barclays Group Spain’s life insurance operation. He also worked for PricewaterhouseCoopers, AXA and Tillinghast-Towers Perrin in a variety of positions.

He earned his bachelor’s degree in Economics and Actuarial Science from Universidad Complutense in Madrid and his master’s in Marketing and Commercial Management from ESIC University’s Business & Marketing School, also in Madrid. He has been a member of the Instituto de Actuarios Españoles since 1989.

Víctor José Barriga Lucas is Chief Actuary of RGA International Reinsurance Company dac, Sucursal en España. Appointed to this role in September 2016, he is responsible for leadership and management of the local pricing team, including treaty workflow.

Victor has more than eighteen years of insurance industry experience. Prior to his current role, he spent two years as Director of Pricing and four years as Senior Pricing Actuary for the office. Before joining RGA in September 2010, he was consultant at Towers Watson in Life & Financial Services line of business.

He earned his bachelor’s degree in actuarial and financial science from Universidad Carlos III de Madrid. He also obtained a Master in Applied Statistics and a Diploma in Advance Studies in financial, actuarial and mathematic economy. He has been a member of Instituto de Actuarios Españoles since 2002.

Juan Carlos Ibarra is Director Business Development for RGA International Reinsurance Company dac, Sucursal en España. Appointed to this role in 2015, he leads the development and implementation of the marketing strategy for RGA in Spain and Portugal.

Juan Carlos has more than 30 years of experience in the insurance industry. Prior to his current role, he spent seven years as Senior Business Developer leading the development of the RGA´s growth, with special stress in Portugal. Previously, he developed technical functions in the early stages of the Spanish office.

Before joining RGA in 2001, he worked in Aegon Vida y Pensiones as Product Manager for Group Business. He also worked for GES Seguros in different roles.

He earned his bachelor’s degree in economics and actuarial science from Universidad del País Vasco in Bilbao, and he is a member of the Instituto de Actuarios Españoles since 1988.

In his role as Director of RGA International Reinsurance Company dac, Sucursal en España, Juan de Ipiña is part of the EMEA Global Financial Solutions (GFS) team, focusing on business development in the insurance markets of Spain and Portugal. He joined RGA in 2014.

Juan is a finance professional with extensive experience in risk management, Solvency II, financial reporting, corporate finance and analysis in the insurance sector. He has 24 years of insurance industry experience including serving four years as the director of KPMG’s Financial Risk Management department, focusing on Solvency II consulting solutions, and 11 years for Tillinghast-Towers Perrin (now Willis Towers Watson) in London and Madrid in a variety of positions.

Juan is a qualified actuary and Fellow of the Institute of Actuaries – U.K. (FIA), and has been a Fellow of the Spanish Institute of Actuaries since 1999. He received a Bachelor’s degree in economics and actuarial science from Carlos III de Madrid and ICADE, respectively. He has a Master’s degree in options & derivatives from the IEB School, also in Madrid.

Adela Díaz Perona is Chief Underwriter and Claims Manager for Spain and Portugal for RGA International Reinsurance Company dac, Sucursal en España.

Adela joined RGA in April 2002. She has worked in the underwriting department since 2005 and, after achieving the Underwriting Official Qualification by the Academy of Life Underwriting (USA), she has been responsible for the underwriting case assessment for the RGA Spanish and Portuguese market since 2007. Since 2012 she has also been responsible for the claims assessment as well as been involved in the product development and management of the underwriting and claims standards. Since October 2014 she is responsible for the whole Underwriting and Claims department.

Adela holds a bachelor’s degree in English Studies from the Universidad Autónoma de Madrid and is a committee member for the European Life and Health Underwriters’ Association (ELHUA).

Miguel Ángel María is Administration Manager Continental Europe and Middle East for RGA International Reinsurance Company. Appointed to this role in 2020 and based in Madrid, he leads the processing of the statements received and Cash managed for the countries managed in the region.

He has almost 15 years of experience in the insurance industry being auditor for more than 8 years in total working at PwC and Mazars plus two years as responsible for Controlling and Reporting at Solunion Seguros. Prior to his current role, he spent 4 years as the Administration Manager for French & Spanish offices.

Miguel earned his master’s degree in Business and Administration from Universidad de Salamanca, bachelor´s degree in Business from Universidad del País Vasco.