EMEA

Enrique Ruiz Martín is Managing Director, New Solutions, for RGA Southern Europe. Prior to his current role, he served as Managing Director for RGA Spain and Portugal since 2015, where he was responsible for the growth and development of RGA's business presence in the insurance markets of Spain and Portugal.

Enrique has more than thirty years of insurance industry experience. Prior to his current role, he spent five years as Vice President, Business Development and Chief Marketing Officer for the office, leading the development and implementation of the marketing strategy with a special emphasis on increasing awareness of the RGA brand.

Before joining RGA in 2010, he was General Manager of Barclays Group Spain’s life insurance operation. He also worked for PricewaterhouseCoopers, AXA and Tillinghast-Towers Perrin in a variety of positions.

He earned his bachelor’s degree in Economics and Actuarial Science from Universidad Complutense in Madrid and his master’s in Marketing and Commercial Management from ESIC University’s Business & Marketing School, also in Madrid. He has been a member of the Instituto de Actuarios Españoles since 1989.

Víctor José Barriga Lucas is Director, Regional Pricing Actuary, EMEA of RGA International Reinsurance Company dac. Appointed to this role in January 2023, he promotes and contributes to the ongoing development of pricing integrity, risk management and control initiatives, and provides support to EMEA offices on pricing, product design, product development and occasional marketing.

Victor has more than twenty years of insurance industry experience. Prior to his current role, he spent six years as Chief Actuary, two years as Director of Pricing and four years as Senior Pricing Actuary for the Spanish office. Before joining RGA in September 2010, he was consultant at Willis Towers Watson in Life & Financial Services line of business.

He earned his bachelor’s degree in actuarial and financial science from Universidad Carlos III de Madrid. He also obtained a master in applied statistics and a diploma in advance studies in financial, actuarial and mathematic economy. He has been a member of Instituto de Actuarios Españoles since 2002.

Juan Carlos Ibarra is Director Business Development for RGA International Reinsurance Company dac, Sucursal en España. Appointed to this role in 2015, he leads the development and implementation of the marketing strategy for RGA in Spain and Portugal.

Juan Carlos has more than 30 years of experience in the insurance industry. Prior to his current role, he spent seven years as Senior Business Developer leading the development of the RGA´s growth, with special stress in Portugal. Previously, he developed technical functions in the early stages of the Spanish office.

Before joining RGA in 2001, he worked in Aegon Vida y Pensiones as Product Manager for Group Business. He also worked for GES Seguros in different roles.

He earned his bachelor’s degree in economics and actuarial science from Universidad del País Vasco in Bilbao, and he is a member of the Instituto de Actuarios Españoles since 1988.

Adela Díaz Perona is Chief Underwriter and Claims Manager for Spain and Portugal for RGA International Reinsurance Company dac, Sucursal en España.

Adela joined RGA in April 2002. She has worked in the underwriting department since 2005 and, after achieving the Underwriting Official Qualification by the Academy of Life Underwriting (USA), she has been responsible for the underwriting case assessment for the RGA Spanish and Portuguese market since 2007. Since 2012 she has also been responsible for the claims assessment as well as been involved in the product development and management of the underwriting and claims standards. Since October 2014 she is responsible for the whole Underwriting and Claims department.

Adela holds a bachelor’s degree in English Studies from the Universidad Autónoma de Madrid and is a committee member for the European Life and Health Underwriters’ Association (ELHUA).