United States

RGA Reinsurance Company

Add a title
#F2F2F2
NaN
true
false
Pipe Position
Image
Add a title
#F2F2F2
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
true
left
Image

RGA is one of the largest life and health reinsurers in the U.S., and one of the most trusted by the insurers we serve.

Most of the 100 largest U.S. life insurers partner with RGA. That trust rests on exceptional facultative underwriting, deep actuarial expertise, innovative products, and dependable service.

Clients notice the difference. In 2025, U.S. insurers again rated RGA #1 among chief underwriters on NMG Consulting's Business Capability Index. On NMG Consulting's 2025 U.S. Individual Mortality Reinsurance Study, insurers ranked RGA #1 for underwriting expertise and team quality, for innovation and new initiatives, and for thought leadership and knowledge. They ranked RGA's ASAP platform #1 for both usage and client satisfaction.

Our Leadership

Ron-Herrmann
Ron Herrmann

Chief Commercial Officer
Executive Vice President, EMEA and the Americas
President and CEO, RGA Re  

Bio
SENAN OLOUGHLIN
Senan O’Loughlin

Executive Vice President 
Head of the Americas

Contact Senan
Bio
Heather-Ditchler
Heather Deichler

Senior Vice President  
Head of U.S. Group Reinsurance and Latin America
U.S. Group Reinsurance

Contact Heather
Bio
Nathan Berggoetz
Nathan Berggoetz

Vice President and Actuary, Assumptions and Pricing
U.S. Individual Health

Contact Nathan
Add a title
#F2F2F2
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
true
right
Image
A group of Americas executives stand in a tight circle, talking against the backdrop of the RGA Headquarters

Meet the Team

Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, RGA is your partner. 

Get to know us

Add a title
#f2f2f2
NaN
false
false
Pipe Position
Image

Our Locations

Add a title
#ffffff
NaN
false
false
left
Image

Headquarters

16600 Swingley Ridge Road
Chesterfield, Missouri  63017-1706

T 636.736.7000
toll-free 1.888.736.5445 

 

Add a title
#FFFFFF
NaN
false
false
left
Image

U.S. Group Reinsurance

100 Washington Avenue South, Suite 1400
Minneapolis, Minnesota 55401-1908

T 612.217.6000

 

What We Do

Examples of key RGA offerings include:

  • Life Reinsurance Facultative and Automatic (including Group Life)
  • Living Benefits Reinsurance Health, Critical Illness, Long-Term Care, Disability, Longevity (including Group Health, Disability, Accident, Specialty)
  • Financial Solutions Capital-Motivated Reinsurance, Asset-Intensive/Annuity Reinsurance, Longevity Reinsurance (In Force Blocks)
  • Underwriting Expertise Underwriting Criteria, Benchmarking, Experience Analysis
    Product Development 
 

Innovations in underwriting, distribution, data analysis, technology, and structured solutions offer significant growth opportunities for our life and health reinsurance clients.

  • Shifting consumer expectations, data sources, and technology innovations are driving rapid changes in risk assessment for the life insurance industry. As a long-standing risk-sharing partner, RGA understands these challenges and is ready to help with robust digital and data-driven risk assessment solutions embedded with our underwriting and mortality expertise. Explore our group life solutions.
  • AURA NEXT is a decision-management platform powered by RGA's underwriting and analytics expertise. Realize the significant benefits of fast, flexible, and reliable automated underwriting.
  • RGA's Automatic Selection and Assessment Program (ASAP) provides instant decisions online on impaired risks.
  • RGA pioneered the practice of managing risk and capital through reinsurance. Our finance, investment, and risk experts specialize in helping clients structure capital-motivated reinsurance, asset-intensive reinsurance, and longevity reinsurance solutions.

Explore our solutions

At RGA, we believe in the power of shared knowledge. When you partner with us, we will help your underwriters and actuaries stay abreast of the latest knowledge, research and trends.

  • RGA offers conferences and training opportunities, including RGA’s Underwriting University Program.
  • RGA shares insight and expertise through RGA Central and webcasts, newsletters, white papers and articles on our Knowledge Center. 
  • RGA has a strong commitment to advancing the U.S. and Latin American insurance industry. Many of our experts have played key roles in supporting numerous insurance organizations and associations, from the Society of Actuaries to the American Academy of Insurance Medicine, American Academy of Actuaries, Home Office Underwriters Association, Academy of Life Underwriting and the Life Management Institute and the Mexican Actuarial Association.

Explore our Knowledge Center

Add a title
#F2F2F2
NaN
false
false
Pipe Position
Image

Find Solutions with RGA

RGA is one of the world’s largest and most respected reinsurers. We are guided by a fundamental purpose: to make financial protection accessible to all. Searching for a solution? Visit our library.  

Explore products and services

Add a title
#F2F2F2
NaN
false
false
Pipe Position
Image

RGA's Knowledge Center

Visit our extensive collection of articles, white papers, and videos to explore fresh perspectives regarding risk assessment and risk transfer. 

Curious? Explore with RGA

Our Experts Can Help

Clients consistently rank RGA as the market leader in regional surveys. In 2025, RGA was rated #1 for the 15th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let’s talk. 

Contact us     

Add a title
Hex Color
NaN
false
true
right
Image
Man Brainstorming with Digital Braincloud

Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. RGA’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a world of insight