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United States
RGA Reinsurance Company


Michael L. Emerson
FSA, MAAA, CPA (inactive)
Executive Vice President
Head of U.S. and 
Latin American Markets 

Mike Emerson is Executive Vice President, Head of U.S. and Latin American Markets for RGA Reinsurance Company (RGA). He oversees traditional business operations in these markets, which in the U.S. includes Mortality, Long-Term Care and Group Reinsurance.

Mike joined RGA in 2010 as part of the acquisition of ING Reinsurance. He had been with ING and its predecessor company, ReliaStar (acquired by ING in 2000), since 1997. He led ING’s group reinsurance business from 2002 and its individual business from 2003 until its 2004 sale to Scottish Re. Previously, Mike was Senior Vice President and Chief Actuary for MidAmerica Mutual Life Insurance Company and also spent several years with Deloitte, providing actuarial and financial consulting to life insurance companies. 

Mike received his Bachelor of Science in Business Administration (B.S.B.A.) degree in Accounting from the University of Wisconsin – Milwaukee. He also received an M.B.A. degree in Accounting and a Master of Science (M.S.) degree in Actuarial Sciences, both from the University of Wisconsin - Madison. He is a Fellow of the Society of Actuaries (FSA), a Member of the American Academy of Actuaries (MAAA) and a Certified Public Accountant (CPA) (inactive). 
​John P. Laughlin
Executive Vice President

Global Financial Solutions
RGA Financial Group, L.L.C.



John P. Laughlin is Executive Vice President of Global Financial Solutions (GFS), a unit of RGA, and President of RGA Financial Group, L.L.C., a subsidiary of RGA. He is also a member of RGA’s Executive Committee.

The GFS unit is responsible for all of RGA’s financial reinsurance, asset-intensive reinsurance and bulk longevity business worldwide. GFS works closely with RGA offices around the world to create customized reinsurance solutions for annuities and other interest-sensitive products, and to support client capital needs for life, health and annuity products.

John came to RGA in 1995 when the company acquired the joint venture that ultimately became RGA Financial Group, L.L.C. RGA Financial, the unit where RGA’s broker-generated business is also housed, became a full subsidiary of RGA Reinsurance Company in 2000.

He began his insurance career with Liberty Financial Management. In 1979, he joined ITT Financial Corporation, and in 1983 began developing its financial reinsurance market. By 1985, ITT Financial was the largest provider of financial reinsurance in the United States.

John received his Bachelor of Science (B.S.) degree in business administration and accounting from the University of Missouri – Columbia, and his Master of Science (M.S.) degree in finance from St. Louis University.

David Wheeler
Executive Vice President and
Head of U.S. Mortality Markets
David P. Wheeler is Executive Vice President and Head of U.S. Mortality Markets for RGA Reinsurance Company. Named to this position in January 2015, Dave is responsible for RGA’s U.S. traditional mortality functions, including business development, pricing, underwriting, medical, claims and operations.

Dave first joined General American in 1980 and moved in 1983 to its reinsurance division (which later became RGA). A veteran of the life insurance industry, Dave has held nearly every U.S. underwriting role at RGA, culminating in his previous role of Senior Vice President and Global Head of Underwriting, with global leadership responsibility for RGA’s global underwriting, risk management and facultative results. His expertise and passion for innovation in both products and services have helped position RGA as a leader in bringing new ideas to the market. Dave has developed strong relationships with clients and industry colleagues, and is a tireless promoter of the underwriting profession.

Dave is a graduate of the University of Missouri - Columbia. He is a Fellow of the Academy of Life Underwriting (FALU) and a Fellow of the Life Management Institute (FLMI). He has served on the Longer Life Foundation’s Advisory Board and on the ACLI’s Risk Classification Committee since 2008, and has been a member of the MIB Board of Directors since 2010, currently serving as Chair. Dave is also a past Treasurer of the Association of Home Office Underwriters (AHOU), and a past member of the Academy of Life Underwriting’s Education Committee, first as an exam writer and then as secretary. In 2015, Dave was inducted into the AHOU Hall of Fame in recognition of his contributions to the profession.

*Member of RGA Executive Council.