We are about to enter our third year of the pandemic.
So many of us had hoped that by now, the worst of
COVID-19 would be behind us, but the virus is
continuing to mutate and remains a daily factor in
Fortunately, our industry has demonstrated
remarkable resilience in the face of this disease, and
we are sure it will continue to do so.
This issue’s three articles explore an intriguing selection
of topics. Frequent ReFlections contributor Dr. Sheetal
Salgaonkar, MBBS, MD, DBIM, Vice President and
Global Medical Director, RGA India, returns to our pages
with a detailed case study on serum protein tests and how
they should be considered in risk assessment.
Climate change’s impact on the world and on insurance
continues to grow, and Dr. Georgiana Willwerth-Pascutiu, DBIM, Vice President and Medical Director,
RGA Toronto, also a frequent contributor, explores
climate change’s current challenges and opportunities for
The third article, an eye-opening examination of sleep
and medicine, is the first ReFlections article by co-editor
Dr. Adela Osman, Chief Medical Research Officer, RGA
The Longer Life Foundation, RGA’s research
collaboration with Washington University School of
Medicine in St. Louis, continues to yield substantial
results. You can read about the latest research from two
of its investigators on page 20.
We hope you find this issue interesting and informative.
In this Issue