• Videos
  • March 2022
  • 9:53 minutes

A Balancing Act: Vaccination Status and Insurance Pricing

In Brief

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This video was developed in conjunction with actuview, the first permanent international media platform for actuaries ( actuview content reflects contributions from actuarial institutions, corporate partners and industry professionals. RGA is actuview’s sponsoring partner.

During the second and third waves in South Africa, for example, mortality rates for fully underwritten retail policies peaked at more than four times the expected level. However, using vaccination status is a complex challenge to solve and ultimately requires insurers to balance many different considerations. Neil Parkin, Head of Business development, RGA South Africa, explores the pros and cons of adding vaccination status as a rating factor.

See also:  Vaccination Status: Insurance Pricing Considerations

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Meet the Authors & Experts

Neil Parkin
Neil Parkin
Head of Business Development, RGA South Africa