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Underwriting and Claims

Critical Illness: Maintaining the Balance

Critical illness 1

Critical illness model definitions have evolved from relatively straightforward descriptions of medical conditions and policy triggers to complex clinical phraseology better suited to medical grand rounds.  As the product and the market continue to evolve, can CI retain its fundamental spirit and still remain sustainable? Dr. Philip Smalley believes it can.

Reprinted with permission from The Review, January 2011

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The Author

  • Dr. Philip Smalley
    Senior Vice President (ret.)
    Global Chief Medical Officer

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RGA provides guidance on developing CI definitions that are clinically correct, clear, accessible and sensible. 
Download "Critical Illness: Maintaining the Balance"
  • CI
  • Critical Illness