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Life Insurers Face New Health Threats​

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New health risks have been presenting clear challenges for life insurers as they seek to analyze, understand and assess the potential impact of these risks on mortality and morbidity and then develop strategies for mitigation. Dangers include antimicrobial resistance, pandemics and health problems linked to climate change. RGA Vice President and Medical Director Dr. Daniel Zimmerman explores the implications of emerging and re-emerging health risks in A.M. Best. 

Copyright© A.M. Best Company, Inc. 2016. All Rights Reserved. Reprinted with Permission (

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  • antimicrobial resistance
  • climate change
  • epidemics
  • HIV
  • infectious disease
  • influenza
  • MERS
  • mortality experience
  • mortality trends
  • pandemic
  • superbug