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Underwriting and Claims

​Pseudodementia: An Insurable Condition?


Pseudodementia is a term that describes specific types of reversible dementias.

It is primarily associated with depression, but can be due to other causes as well. This article distinguishes pseudodementia from true dementia, discusses pseudodementia’s causes, characteristic signs and symptoms, diagnosis and treatments, and covers its most important mortality concerns.

Reprinted with permission of ON THE RISK, Journal of the Academy of Life Underwriting (
Download "Pseudodementia - An Insurable Condition"

The Author

  • Jane Mattson
     Senior Underwriter (former)


Medications prescribed, symptoms exhibited, and cognitive tests and treatments administered or recommended should give underwriters insight into insurability of individuals diagnosed with specific types of reversible dementias.
Download "Pseudodementia - An Insurable Condition"
  • Alzheimers
  • Alzheimer's
  • APS
  • Attending Physician Statement
  • cognitive testing
  • dementia
  • demographic trends
  • morbidity
  • old-age mortality
  • older age mortality