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Group Living Benefits

Populations change. Risks evolve. Keep pace with Group Living Benefits reinsurance from RGA.

Medical advances, demographic trends, and a host of other variables can alter group insurer stability and profitability. We can help – whether you are looking for ways to manage volatility, contain costs, or launch a new group product to expand your reach. 

RGA is experienced in all types of group arrangements, from pure employer / employee groups to creditor or association business underwritten on a group basis. 

We offer:
  • A full suite of Group Living Benefits reinsurance solutions: Short-and Long-Term Disability (STD and LTD), Critical Illness (CI), Accident Medical, Long-Term Care (LTC), and Total and Permanent Disability (TPD).
  • Value-added actuarial modeling, review, and studies.   
  • Claims assessment, analysis, and settlement services.
  • Underwriting, insurance medicine, and risk consultation.
  • Market intelligence insights and customized training and tools, including access to RGA Central, the RGA Global Underwriting Manual, and more. 

Do you need to enter, create, develop, or enhance an existing group product portfolio? We welcome any opportunity to listen, to learn about your unique needs, and to partner to find an effective reinsurance solution. Benefit from our experience: Contact us.