Global Health

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We are your trusted partner, delivering sustainable health solutions as the only global reinsurer focused exclusively on life and health insurance. 

Public health systems are under intense pressure from aging populations, an increasing chronic disease burden, rising medical costs, and the healthcare demands of a growing global middle class.  RGA is uniquely positioned to navigate this dynamic environment, offering a range of locally customized medical reimbursement and fixed-benefit reinsurance solutions in key markets. 

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Why Partner with RGA?

Technical Excellence

Benefit from much more than a business-as-usual partnership. With our medical and technical expertise, research capabilities, and emphasis on innovation, RGA’s team provides deeper health insights for your health business and employees. For the sixth consecutive year, RGA was most often identified as best in class for medical by insurers on NMG Consulting’s 2023 Global Life & Health Reinsurance Study.. 

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Global Perspective,
Local Expertise 

We specialize in customized, health-related product and reinsurance propositions that combine an in-depth understanding of and presence in local markets and the insights of a multi-disciplinary global health team. These include reinsurance structures and benefits for medical expense, from full medical reimbursement and disease-specific to hospital and surgical and dental plans.

Find RGA Health Worldwide


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Innovation and Insight

Globally, healthcare is moving rapidly to a data-driven, patient-centric model in which the patient is an active player, not a passive recipient. RGA's emergence as a health reinsurance leader has been fueled by innovative solutions to navigate this transition. Our experts can advise on automated solutions for claims leakage, analytical infrastructures, and digital health research and surveys, as well as established wellness and disease management partnerships with insurtechs, third-party vendors, and third-party administrators (TPAs).



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Your Health Capability Partner
Explore What We Offer

Health Product Creation

Feb 28, 2023, 10:56 AM
Title : Health Product Creation
CTA Text : Find More on Product Innovation
CTA Link :
Contact : Want to Know More?
Contact URL : /contact?id=b7489d1c-94e3-497c-8997-4ae41cedfa64
Display Title : Health Product Creation

RGA's record of successful product launches is unmatched. We offer a multidisciplinary approach to health-related reinsurance solutions. Our specialist local health reinsurance teams are supported by medical doctors, actuaries, underwriters, and claims management professionals around the globe. We partner with clients to provide customized health propositions that result in sustainable, profitable portfolios. Our leading global position allows us to view product structures and designs and offer advice on transportability into local markets. We also offer deep technical expertise, strong research capabilities, and an innovative mindset.

RGA delivers health product solutions for all, including untapped segments such as impaired lives and the elderly. We support a range of health reinsurance solutions, offering Quota Share and Excess covers individually or in combination, and we work with Individual and Group providers on a local or multinational basis. By truly living RGA’s purpose, we strive to deliver financial protection to all and bridge the global health protection gap.

Solution Areas :
  • Health
  • Product Development
Solution Types :
Regions :
  • Canada
Related pages : Product Creation
Related pages :
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Let's Connect

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John Rutherford

Senior Vice President, Head of Global Health and Chief of Staff of Continental Europe
RGA Global Health

Our Team is Here to Help

Work with a reinsurer with the strategic vision to keep pace with transforming global health markets.