Public health systems are under intense pressure from aging populations, an increasing chronic disease burden, rising medical costs, and the healthcare demands of a growing global middle class. RGA is uniquely positioned to navigate this dynamic environment, offering a range of locally customized medical reimbursement and fixed-benefit reinsurance solutions in key markets.
Benefit from much more than a business-as-usual partnership. With our medical and technical expertise, research capabilities, and emphasis on innovation, RGA’s team provides deeper health insights for your health business and employees. For the sixth consecutive year, RGA was most often identified as best in class for medical by insurers on NMG Consulting’s 2023 Global Life & Health Reinsurance Study..
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We specialize in customized, health-related product and reinsurance propositions that combine an in-depth understanding of and presence in local markets and the insights of a multi-disciplinary global health team. These include reinsurance structures and benefits for medical expense, from full medical reimbursement and disease-specific to hospital and surgical and dental plans.
Globally, healthcare is moving rapidly to a data-driven, patient-centric model in which the patient is an active player, not a passive recipient. RGA's emergence as a health reinsurance leader has been fueled by innovative solutions to navigate this transition. Our experts can advise on automated solutions for claims leakage, analytical infrastructures, and digital health research and surveys, as well as established wellness and disease management partnerships with insurtechs, third-party vendors, and third-party administrators (TPAs).
RGA offers market-leading health underwriting expertise, exceptional access to risk management experts, and proprietary tools to help our clients navigate an ever-changing health insurance landscape across the globe. Our health underwriting experts are spread across all key markets and work in partnership with clients to:
Our key underwriting tools include Global Underwriting Manual and AURA NEXT. The RGA Global Underwriting Manual is a comprehensive, easy-to-use guide that provides instant access to risk classification information and helps underwriters make knowledgeable decisions on health benefits like Hospital Cash and Medical Reimbursement. AURA NEXT is a decision-management platform powered by RGA's underwriting and analytics expertise that supports fast, flexible, and reliable automated underwriting for health businesses. In addition, we offer a range of underwriting services to support our health insurance clients including process reviews, quality assurance and auditing expertise, product development inputs, and training opportunities.
Senior Vice President, Head of Global Health and Chief of Staff of Continental Europe
RGA Global Health
Work with a reinsurer with the strategic vision to keep pace with transforming global health markets.
