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Automated underwriting and decision management for the digital age

SaaS-Based Platform Built for What's Next

AURA NEXT, our automated digital underwriting platform for life and health insurers, delivers the quickest, most accurate decisions at the point of sale.

Experience faster, data-driven underwriting decisions without sacrificing risk assessment accuracy and underwriting discipline.


Automated Underwriting Decisions

AURA NEXT provides a complete view of risk through: 

  • Advanced, reflexive interview questions delivered when and where required
  • Industry accepted evidence sources with the ability to integrate predictive models and electronic health records
  • Modern architecture enabling multivariate decisioning and advanced analytics

Advanced Underwriting Intelligence

Data visualization insights provide meaningful metrics and key performance indicators to enable strategic, operational decision-making. Some features include: 

  • Refining underwriting rules
  • Monitoring decision frequency
  • Maintaining decision quality
  • Analyzing trends
  • Capturing demographics
  • Tracking new business opportunities


Client Testimonial (Celent)

Case Studies

Accelerated Underwriting Process

Insurer reduces application processing time from weeks to minutes.
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Automated Underwriting Solution

Zurich completes digital transformation initiative.
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Committed to Re-Imagining the Future of Underwriting





Markets worldwide

5 million+

Applications processed annually




Learn how one insurer reduces application processing times from weeks to just minutes.



An Emphasis on Security

AURA NEXT applies security best practices to protect you, so you can be more effective at protecting others.



Amazon Web Services (AWS) hosting combined with a disaster recovery plan ensures your data is always accessible.



RGA data protection policies prohibit the disclosure or misuse of information about your customers.


Comprehensive systems monitoring and logging activity protect against unauthorized access.



SOC 2 Type II compliant (based on third party audit firm assessment) provides quality system controls.


Press Release (SOC 2)

AURA Insight

Explore the latest thought leadership from the experts in automated underwriting.
  • Underwriting and Claims

    Giving the Gift of Protection: Five Ways to Transform Your Underwriting Strategy for 2022

    • November 22, 2021
    • Articles
  • Data Analytics and Technology

    Underwriting 2.0. - In an increasingly automated world, what does risk assessment look like?

    • March 31, 2020
    • Articles
  • Underwriting and Claims

    “Outside In” Innovation: What Insurers Can Learn from the Blockbuster Bust and Multivariate Technologies

    • March 11, 2020
    • Articles
  • Underwriting and Claims

    Stalemate to Checkmate: New Data and Multivariate Methods Transform E-underwriting

    • August 20, 2019
    • Articles
  • Underwriting and Claims

    More than Skin Deep: Automated Underwriting and the Customer Purchasing Process

    • May 11, 2019
    • Articles
  • Underwriting and Claims

    E-Underwriting Technology and Automated Underwriting: How to Accelerate Return on Investment

    • August 08, 2017
    • Articles

Work Smarter and Faster with AURA NEXT Logo

AURA NEXT, the most advanced digital underwriting platform for life insurers, offers access to RGA’s underwriting and analytics expertise for the quickest, most accurate decisions at the point of sale.