From scorching heatwaves to extreme floods to melting glaciers, signs of climate change are inescapable. These extreme weather events pose a particularly vexing problem for life insurers.
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The COVID-19 pandemic accelerated the use of digital distribution in life insurance. The bancassurance channel – with digitalization at the core of its operation – has the potential to build on this momentum. With the right approach, insurers can use banks’ proven distr... Read More

This article is the second in a three-part series, highlighting areas of research funded by the Longer Life Foundation (LLF), a not-for-profit organization that supports the study of scientific an...

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FAC Console arrived in 2000 and launched a quiet revolution in facultative underwriting. Yet, like any utility after 20 years, FAC Console needed to evolve. It is now transitioning into the cloud as FAC Exchange.  Read More

As the pace of investigation and discovery in genetics continues to expand and accelerate, genetic and genomic testing is now playing an increasingly pivotal role in clinical medicine as well as in life and health insurance. Read More

A new RGA surve...

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RGA's Tina Paap and Terence Leong argue that people will always have an edge over machines in connecting and working with other people. Developing and deepening the skills to make that connection possible will enable insurers to meet consumers where they are, design bet... Read More

Artificial Intelligence (AI) applications are being used to detect high-risk conditions, in surgery and to improve customer healthcare. In the Middle E...

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Students returning to in-person learning after months of lockdowns face a new set of mental health challenges that only compound COVID-19’s existing toll. RGA's Diana Bosworth discusses the important role life and health insurers have to play in addressing this issue.&n... Read More

As insurers shift to incorporate new and alternative data sources, underwriters are taking on more specialized skills. In On the Risk, RGA data strategist Jordan Durlester and underwriter Jacqueline Waas&...

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In July 2021, the CDC grabbed headlines when it announced that life expectancy in the U.S. had fallen from 78.8 years in 2019 to 77.3 years in 2020, the largest one-year drop since World War II. But what does that mean for life insurers? 

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Curious about RGA’s global survey results?  Read More

Curious about RGA’s global survey results?  Read More

RGA fraud experts from a range of disciplines share their insights on the ever-evolving COVID-19 crisis and its impact on life and health insurance fraud. 

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To innovate, insurers must marry a deeper understanding of how consumers make decisions with sophisticated product development based on the principles of behavioral science. RGA's customer research in Asia reveals surprising insights about the most successful insur... Read More

RGA's Hilary Henly, FCII, Global Medical Researcher, reviews pharmacogenomics, a fast-expanding and vitally important component in the field of precision medicine, in ReFlections. She makes the case that if genomic information is routinely available in a per...

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It's an exciting time in the evolution of the understanding and management of multiple sclerosis. In this issue of ReFlections, Dr. Heather Lund, Regional Chief Medical Officer, Asia, offers an extensive and detailed piece providing much of the latest research ... Read More

As the world continues to battle COVID-19 and emerging variants of the SARS-CoV-2 virus, the life and health insurance industry finds itself both reviewing lessons learned and preparing for what will happen next. (Re)insurers’ ability to estimate COVID-19’s current a...

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The long-term impacts of the COVID-19 pandemic on product innovation and development strategies are yet to be determined, but RGA's Dan Lyons suggests that a few major changes may remain and even become more common.
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Review reactive thrombocytosis, explore multiple sclerosis, and understand pharmacogenomics in this issue.


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