Image of knowledge worker with superimposed data over a device
Articles April 2021
Is Information, Not Data, Power? Why Cryptography Can Help Fight Insurance Fraud

Carriers seeking to detect fraud confront a troubling irony: The very techniques that could do the most to minimize fraud, such as pooling data from applicants throughout the industry, may maximize other risks. Regulatory frameworks prohibit such data sha...

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Worker taking short term gig
Articles April 2021
COVID-19 and the Growing Importance of Gig Workers
The freelance – or gig – economy is booming, but the flexibility of job-to-job work can come at a cost; the self-employed are increasingly underinsured and financially insecure. RGA's Diana Bosworth explains how an array of incumbent insurers and new insurtech entrants ... Read More
Female runner clambers up steps
Articles March 2021
Can Combining Technologies and Behavioral Science Improve the Life Insurance Value Proposition?
What if technology and behavioral science could work together to help all of us live healthier, longer lives? The impact could be transformative, argues Emmanuel Djengue of RGAX and Eric Gaubert of RGA France.

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Multigenerational hands clustered around newborn's feet
Articles March 2021
The Power of Focus: A Case for Collective Action to Bridge the Coverage Gap
For RGA's Ron Herrmann, COVID-19 demonstrated, as nothing else could, the importance of what carriers do to protect lives and livelihoods. He calls on the industry to band together to raise awareness about the value of life insurance and address America’s steadily ... Read More
Articles March 2021
COVID-19 Brief: What influences consumer behavior more – revolutionary tech or tried-and-true ideas?
When faced with operational challenges most organizations will demonstrate a bias towards new technologies. The past year’s COVID-19 pandemic is showing that finding ways to increase adoption of existing solutions may be just as, if not more, effective in influencing co... Read More
A man pursues a digital purchase
Articles March 2021
Opinion: Rational Ignorance and the Protection Gap - Is There a Cure?

Knowledge of calorie counts are unlikely to sway the preferences of a dedicated fast-food aficionado, but the information might leave them slightly depressed after their meal. Is it better to allow customers to remain in their rational ignorance, or is this new requi...

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Illustration of monocolonal antibodies
Videos March 2021
The Monoclonal Antibody Revolution

Curious about RGA's medical insights?  Contact us to learn m...

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Articles March 2021
Metabolic U-Turn: Type 2 Diabetes Mellitus Remission and the Implications of a Turn in the Right Direction

As the burden of disease from diabetes rises to epidemic proportions, RGA's Heather Lund asks in On the Risk whether the possibility of remission for Type 2 diabetes mellitus (T2DM) signals an o...

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Long term disability amid COVID-19
Articles March 2021
Long-Term Disability in the Time of COVID-19: The Economic Impact of the First "Pandemic Recession"
RGA's Jeff Schuh asks how the group long-term disability market will respond to a recession linked to a pandemic. He analyzes the current recession against the backdrop of unemployment and occupational and industry trends from prior downturns and reveals important disti... Read More
Empty shelves amid COVID-19 purchasing panic
Articles March 2021
Perceptions and Policyholders: COVID-19 Lapses, Stockpilers, and More
The COVID-19 pandemic shall pass, but consumer behaviors and adaptations may linger. What happens when novelty becomes the norm? RGA South Africa first examined this question in Read More
Finger tapping the reset button
Articles March 2021
Resetting the Rules: Life in a Changed World ​

Is a “win at all costs” mentality a losing approach? Futurist and best-selling author Jack Uldrich thinks so, and he explains why the rules of business were being quietly reimagined long before a once-in-a-century pandemic.

At RGA, we are eager to speak wit...

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2020 dice
Articles February 2021
Global Claims Views: 20/20 Vision – Looking Back to Gain Future Insights into Claims

The pandemic forced insurers to adapt to rapid change; it also highlighted potential future opportunities. RGA's Belinda Thorpe offers six lessons from the crisis that claims teams can learn – and act on – to succeed in the future. 

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Articles February 2021
Global Claims Views: After the Storm, Long-Term Health Consequences of COVID-19

RGA's Marilda Kotze discusses the impairments most likely to result in a claim among COVID-19 survivors, as well as clinical presentation, functiona...

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Research and White Papers February 2021
The Good, the Bad, and the Ugly: Alternative therapies in the prevention and treatment of COVID-19
 Since the start of the pandemic, a number of alternative remedies have emerged that purport to prevent or treat COVID-19, yet have proven to be unsafe or ineffective. Insurers should be aware of serious health complications that can result from many of t...
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COVID-19 molecule
Articles February 2021
SARS-CoV-2 Variants: A Focus on Vaccine Efficacy
What is the potential impact of SARS-CoV-2 variants on the efficacy of vaccines already approved or in development? According to RGA's Dr. Daniel Zimmerman, the ability of certain manufacturers to modify their vaccines to target future variants is reassuring, but c... Read More
Woman working in a data monitoring center
Videos February 2021
How to Reduce Insurance Fraud and Mitigate Risk via Secure Data Collaboration
 

We are eager to speak with clients about any support needed as we confront the challenge of insurance fraud together. Contact RGAX ...

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Articles February 2021
Insurance and Social Media: Keyboard Worriers
Sentiment analysis of social media could be a cost-effective tool for analyzing the evolution of public opinion relating to COVID-19 and insurance, says RGA's John Ng in The... Read More
Financial fishing with hook grasping a roll of currency
Articles January 2021
Fishing for Wealth: Wisdom on the High Net Worth Market from China
The growth of the High Net Worth (HNW) insurance market in China was never inevitable: success required both opportunity and ingenuity. RGA's Limin Chen describes how the market has evolved and the ways smart underwriting strategies confer competitive advantages.  Read More
Articles January 2021
Physical Health, Obesity, and the Challenge to Stay Active During the COVID-19 Pandemic
The ongoing pandemic is significantly affecting people's mental and physical well-being across the globe. In this article, RGA's Gayathri Ravi Shankar and RGAX's Carmela Tedesco study COVID-19's impact on physical health and its potential long-term consequences. Read More
Electronic brain over silicon wafer
Videos January 2021
AI Demystified: The ABCs of AI / ML / OCR / NLP / BI

Curious about RGA's research?   Contact us to learn more. 

This video was developed in conjunction with actuview, ...

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