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TransUnion TrueRisk® Life


TrueRisk® Life is a credit-based insurance score that is predictive of mortality and lapse risk.

Developed by TransUnion and validated by RGA, TrueRisk® Life uses select attributes on a consumer’s credit report to assess behavioral risk, which, when coupled with medical factors, provides a more holistic view of an applicant’s overall risk.  

We offer: 

  • Uncover unique insights into mortality and lapse that can lead to lower retail rates, higher placements and more sales.
  • Identify applicants who may qualify for an accelerated underwriting experience.
  • Optimize cross- and up-sell opportunities and create long-term relationships with policyholders.
  • Harness additional insights into your target market that are beyond response rates.

Our clients benefit from RGA's deep experience and strong partnership in credit-based risk assessment.

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Explore Our Expertise

  • Pickett_Taylor

    Taylor Pickett

    Actuary, Pricing
    U.S. Mortality Markets
    RGA
  • Kevin Peters

    Kevin Peters

    Vice President, Client Solutions
    Business Initiatives, U.S. Markets
    RGA