TransUnion TrueRisk® Life
TrueRisk® Life is a credit-based insurance score that is predictive of mortality and lapse risk.
Developed by TransUnion and validated by RGA, TrueRisk® Life uses select attributes on a consumer’s credit report to assess behavioral risk, which, when coupled with medical factors, provides a more holistic view of an applicant’s overall risk.
- Uncover unique insights into mortality and lapse that can lead to lower retail rates, higher placements and more sales.
- Identify applicants who may qualify for an accelerated underwriting experience.
- Optimize cross- and up-sell opportunities and create long-term relationships with policyholders.
- Harness additional insights into your target market that are beyond response rates.