Product Solutions
  • Publications
  • April 2026

Product Trends Around the World: 2026 Q1

By
  • Othmane Akesbi
  • Hamza Shaiban
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In Brief

RGA monitors global life and health insurance product launches every quarter, across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

Explore the 2026 Q1 newsletter

Highlights include:

  • Indexed universal life (IUL) innovation, including new plans incorporating flexible income solutions and a digital experience for instant underwriting decisions without medical exams.
  • Products tailored for underserved segments, such as life insurance for the growing senior market and a bundled protection plan embedded in motorcycle loans for working-class riders.
  • A range of cancer-focused solutions, including a long-term endowment plan with cancer benefits, a rider covering advanced cancer therapies, and value-added services such as multi-cancer detection tests, second opinions from independent oncology specialists, and cancer coaching.
  • Several wellness services, including a menopause support app, an AI-powered nutrition platform, a platform matching caregivers with specialized nurses and social workers, bereavement support services, and a program focused on the detection and prevention of cognitive decline.
  • Multiple insurance solutions available through bancassurance and alternative distribution partners, including a neobank, a digital investment platform, a small business software provider, a digital consumer payments and services platform, and a health insurer teaming up with a life insurer to offer more protection options to their customers.

View Product Trends 2026 Q1

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Meet the Authors & Experts

Othmane Akesbi
Author
Othmane Akesbi
Vice President, Global Product Initiatives
Hamza Shaiban
Author
Hamza Shaiban
Manager, Global Product Initiatives