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  • March 2011
  • 5 minutes

ReFlections Spring 2011

  • Dr. Carl Holowaty
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This issue of ReFlections explores the prevalence of four categories of underwriting requirements and their impact upon mortality as associated with a broad range of age and amount requirements.The second article discusses the potential mortality implications of insurance applicants whose attending physician statements note the presence of edema without providing information about likely cause(s). 

This issue also covers the activities of The Longer Life Foundation, RGA’s not-for-profit partnership with Washington University in St. Louis.

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Meet the Authors & Experts

Carl Holowaty
Dr. Carl Holowaty
Senior Vice President (ret.), Chief Medical Director

Additional Resources

ReFlections is RGA’s underwriting newsletter, written by RGA experts. It presents underwriters and medical directors with timely, in-depth information to assist with underwriting.