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ReFlections Spring 2011


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This issue of
ReFlections explores the prevalence of four categories of underwriting requirements and their impact upon mortality as associated with a broad range of age and amount requirements.The second article discusses the potential mortality implications of insurance applicants whose attending physician statements note the presence of edema without providing information about likely cause(s). 

This issue also covers the activities of The Longer Life Foundation, RGA’s not-for-profit partnership with Washington University in St. Louis. 

ReFlections is RGA’s underwriting newsletter, written by RGA experts. It presents underwriters and medical directors with timely, in-depth information to assist with underwriting. 

Download "Reflections - Spring 2011"

The Authors

  • Dr. Carl Holowaty
    Senior Vice President
    Chief Medical Director (ret.)
  • Scott Rushing
    Vice President, Head of Global Research
    Global Data and Analytics
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Download "Reflections - Spring 2011"
  • Attending Physician Statement
  • mortality assumptions
  • mortality experience
  • mortality trends