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Facultative and Underwriting Expertise

RGA’s underwriting expertise is among our greatest competitive advantages. We provide underwriting support for individual life, living benefits, longevity, and group reinsurance products.

RGA embraces facultative underwriting as an area of focus. We are the world leader in this form of individual large-case underwriting and substandard risk assessment, receiving more than 8 million cases since 1979.  

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RGA's Strategic Underwriting Program (SUP) is an effective, valued service for direct insurers facing overwhelming underwriting demand during exceptionally busy periods. Contact our Facultative Call Desk to learn more. 

RGA Facultative Call Desk 
8 a.m. – 4 p.m. CT
T 866.923.3261

Since its launch in 2002, RGA’s ASAP (Automatic Selection and Assessment Program) has become an increasingly valued and reliable program through which RGA provides instant decisions online on impaired risks to its clients.

The Global Underwriting Manual is comprehensive, easy-to-use and provides instant access to risk classification information. It helps underwriters make informed decisions on product lines, including life, critical illness, disability income, hospitalization and medical reimbursement, waiver of premium, total and permanent disability, and accidental death benefits, as well as a range of market-specific product types. 

AURA NEXT, a decision-management platform powered by RGA's underwriting and analytics expertise. Realize the significant benefits of fast, flexible, and reliable automated underwriting.

RGA offers significant expertise in designing and supporting preferred risk products. We can help you create the preferred product that is right for your market. 

RGA’s underwriting team offers a range of value-added services, including:

  • Underwriting document reviews that include assessing application forms and suggesting improvements to enhance clarity and reduce non-disclosure and anti-selection

  • Underwriting questionnaire evaluation

  • Consulting to increase the efficiency and performance of processes collecting and analyzing medical information

Contact Us

RGA Facultative Call Desk 
8 a.m. – 4 p.m. CT
T 866.923.3261